422 E Front St, #D, Plainfield, NJ 07060 Property Records

Union County and Plainfield City property record for 422 E Front St, #D, Plainfield, NJ 07060

Property Summary

Property Type	Single Family Home
Details	1,146 sqft · built 1985
Lot Size	0.035 acres (1,542 sqft)
Owner	2 Individual Names on Record
Last Sale	$310,000 (Aug 2022)
Tax Bill	$4,784 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Aug 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-00324-0000-00032`

Property Details

APN / Parcel Number

Primary APN	`12-00324-0000-00032`
Alternative APNs	`120032400032` `03493000`

Interior

Stories	2 Stories
Building Area	1,146 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Townhouse
Construction Type	Frame
Lot Area	1,542 sqft (0.035 acres)
Lot Dimensions	64 ft deep x 24 ft wide

Location & Zoning

Account Number	03493000
Street Address	422D E FRONT ST
City	PLAINFIELD
State	NJ
Zip	07060-1363
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MU
Legal Description	ADDITIONAL LOTS: 1146 SQ FT
Legal Subdivision	SCOTTWAY TWNHSE DEV
Legal Block	324
Legal Lot Number	32
Jurisdiction	UNION NJ
Township / Civil Division	PLAINFIELD
Census Block Group	1
Census Block	1000
Census Tract	39000

Owner

Source: Union County and Plainfield City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	422D E FRONT ST, PLAINFIELD, NJ 07060-1363
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 11, 2022	Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Jul 10, 2020	Grant Deed, Transfer · Conventional with PMI SUN WEST MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2022 · Amount on Record
Deed Sale	Aug 11, 2022 · Amount on Record
Prior Sale	Nov 28, 2016 · Amount on Record
Deed Document Number	202221255
Deed Book / Page	6476 / 662
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	422 E FRONT ST # D, D, PLAINFIELD, NJ 07060-1363
Transaction Type	Mortgage
Record Updated	Oct 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0146212954
Date	Nov 26, 2019
Book Page	14621/2954
Instrument	682394

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Dec 1, 2048

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Aug 11, 2022
Property Address	422 E FRONT ST # D, D, PLAINFIELD, NJ 07060-1363
Document Number	0064760662
Book / Page	6476 / 662
Instrument Date	Jul 11, 2022
Instrument	21255
Transaction Type	Transfer
Record Updated	Oct 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,793.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14 STEINER PL, 14, NORTH PLAINFIELD, NJ 07060-4744

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 E FRONT ST # D, D, PLAINFIELD, NJ 07060-1363

Mortgage

Document Number	0000041619
Date	Aug 11, 2022
Instrument	41619

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Jul 10, 2020
Property Address	422 E FRONT ST # D, D, PLAINFIELD, NJ 07060-1363
Document Number	0063740126
Book / Page	006374 / 000126
Instrument Date	Jun 27, 2020
Instrument	325873
Transaction Type	Transfer
Record Updated	Aug 31, 2020
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$192.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 E FRONT ST #D PLAINFIELD NJ 070601363, D, PLAINFIELD, NJ 07060-1363

Mortgage

Document Number	147260435
Date	Jul 10, 2020
Book Page	014726/000435
Instrument	694622

Lender

Name	SUN WEST MTG
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 9, 2050

Tax Assessment & Valuation

Source: Union County and Plainfield City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Plainfield City
Unified School District	Plainfield City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$53,600 (-) Land $19,400 Building $34,200	$53,600 (-) Land $19,400 Building $34,200
2025	$4,784.00 (+2.22%)	$53,600 (-) Land $19,400 Building $34,200	$53,600 (-) Land $19,400 Building $34,200
2024	$4,680.00 (+3.22%)
2023		$53,600 Land $19,400 Building $34,200	$53,600 Land $19,400 Building $34,200
2022	$4,534.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	15 (1980–2025)
Claims Outside the SFHA	4 of 15
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 6 claims Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 715 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: Optimum, T-Mobile.

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