421 E Front St, #23, Plainfield, NJ 07060 Property Records

Union County and Plainfield City property record for 421 E Front St, #23, Plainfield, NJ 07060

Property Summary

Property Type	Single Family Home
Details	1,100 sqft · built 1954
Lot Size	0.129 acres (5,624 sqft)
Owner	Individual Name on File
Last Sale	$320,000 (Feb 2021)
Tax Bill	$8,872 (2025)
Deeds & Mortgages	Nov 2022 Second Mortgage Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-00322-0000-00035`

Property Details

APN / Parcel Number

Primary APN	`12-00322-0000-00035`
Alternative APNs	`120032200035` `03356000`

Interior

Stories	2 Stories
Building Area	1,100 sqft Living Area

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Construction Type	Frame
Lot Area	5,624 sqft (0.129 acres)
Lot Dimensions	112 ft deep x 50 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	03356000
Street Address	421 E FRONT ST, 23
City	PLAINFIELD
State	NJ
Zip	07060-1341
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	ADDITIONAL LOTS: 1100 SQ FT
Legal Subdivision	NORWOOD GARDENS
Legal Block	322
Legal Lot Number	35
Jurisdiction	UNION NJ
Township / Civil Division	PLAINFIELD
Census Block Group	3
Census Block	3000
Census Tract	38900

Owner

Source: Union County and Plainfield City assessment roll, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	421 E FRONT ST, PLAINFIELD, NJ 07060-1341
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Feb 23, 2021	Bargain and Sale Deed, Transfer · FHA Mortgage BOND STREET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 23, 2021 · Amount on Record
Deed Sale	Feb 23, 2021 · Amount on Record
Prior Sale	Jun 29, 2001 · Amount on Record
Deed Document Number	20211901
Deed Book / Page	6402 / 2504
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	421 E FRONT ST # 23, 23, PLAINFIELD, NJ 07060-1341
Transaction Type	Mortgage
Record Updated	Dec 1, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0153022967
Date	Nov 16, 2022
Book Page	15302/2967
Instrument	45488

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 15, 2052

February 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	UNION NJ
Recording Date	Feb 23, 2021
Property Address	421 E FRONT ST # 23, 23, PLAINFIELD, NJ 07060-1341
Document Number	0064022504
Book / Page	6402 / 2504
Instrument Date	Dec 29, 2020
Instrument	1901
Transaction Type	Transfer
Record Updated	Aug 19, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,871.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6 TRIPPLET RD, 6, SOMERSET, NJ 08873-2212

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 E FRONT ST # 23, 23, PLAINFIELD, NJ 07060-1341

Mortgage

Document Number	0000004896
Date	Feb 23, 2021
Instrument	4896

Lender

Name	BOND STREET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Union County and Plainfield City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Plainfield City
Unified School District	Plainfield City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$99,400 (-) Land $35,600 Building $63,800	$99,400 (-) Land $35,600 Building $63,800
2025	$8,872.00 (+2.22%)	$99,400 (-) Land $35,600 Building $63,800	$99,400 (-) Land $35,600 Building $63,800
2024	$8,679.00 (+3.22%)
2023		$99,400 Land $35,600 Building $63,800	$99,400 Land $35,600 Building $63,800
2022	$8,408.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	30 (1978–2025)
Claims Outside the SFHA	1 of 30
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 4 claims Severe Storms And Flooding, Mar 2010 · 7 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 715 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: Optimum Communications, T-Mobile USA.

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