422 Debra Ave, Clanton, AL 35045 Property Records

Chilton County property record for 422 Debra Ave, Clanton, AL 35045

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,325 sqft · built 1978
Lot Size	0.35 acres (15,233 sqft)
Owner	Individual Name on Record
Last Sale	$142,000 (Oct 2020)
Tax Bill	$1,328 (2025)
Deeds & Mortgages	Dec 2018 Line of Credit Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1106230001031000`

Property Details

APN / Parcel Number

Primary APN	`1106230001031000`
Alternative APNs	`10140` `89283`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,325 sqft Adjusted Area
1st Floor Area	1,325 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2020
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	15,233 sqft (0.35 acres)
Porch	Slab
Porch Area	51 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	10140
Street Address	422 DEBRA AVE
City	CLANTON
State	AL
Zip	35045-2011
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLK 1 BROOKWOOD S/D MB 4 PG 162 S23 T22 R14
Legal Range	14
Legal Township	22
Legal Section	23
Legal Subdivision	BROOKWOOD S D
Legal Block	1
Legal Lot Number	1
Jurisdiction	CHILTON AL
Township / Civil Division	CLANTON
Census Block Group	2
Census Block	2031
Census Tract	60103

Owner

Source: Chilton County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	422 DEBRA AVE, CLANTON, AL 35045-2011
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Oct 14, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRSTBANK
Jan 14, 2020	Warranty Deed, Transfer · Commercial Mortgage FINANCE OF AMERICA COMMERCIAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2020 · Amount on Record
Deed Sale	Oct 14, 2020 · Amount on Record
Prior Sale	Jan 14, 2020 · Amount on Record
Deed Document Number	2020232562
Deed Book / Page	2020 / 232562
Record Updated	Jun 8, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHILTON AL
Property Address	422 DEBRA AVE, CLANTON, AL 35045-2011
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	R2018/218923
Date	Dec 14, 2018
Book Page	R2018/218923
Instrument	218923

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 14, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHILTON AL
Recording Date	Oct 14, 2020
Property Address	422 DEBRA AVE, CLANTON, AL 35045-2011
Document Number	R2020/232562
Book / Page	R2020 / 232562
Map Reference	MB 4 PG 162
Instrument Date	Sep 29, 2020
Instrument	232562
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	422 DEBRA AVE, CLANTON, AL 35045-2011

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 DEBRA AVE, CLANTON, AL 35045-2011

Mortgage

Document Number	R2020/232563
Date	Oct 14, 2020
Book Page	R2020/232563
Instrument	232563

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHILTON AL
Recording Date	Jan 14, 2020
Property Address	422 DEBRA AVE, CLANTON, AL 35045-2011
Document Number	R2020/226825
Book / Page	R2020 / 226825
Map Reference	MB 4 PG 162
Instrument Date	Nov 14, 2019
Instrument	226825
Transaction Type	Transfer
Record Updated	Jan 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1911 7TH STREET, 1911, CLANTON, AL 35045

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3040 INDEPENDENCE DR, BIRMINGHAM, AL 35209-4157

Mortgage

Document Number	0000226826
Date	Jan 14, 2020
Instrument	226826

Lender

Name	FINANCE OF AMERICA COMMERCIAL
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2021

Tax Assessment & Valuation

Source: Chilton County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Chilton County
Municipality	Clanton City
Unified School District	Chilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,328.00 (+4.32%)	$29,600 (-1.99%) Land $4,200 Building $25,400	$148,000 (-1.99%) Land $21,000 Building $127,000
2024	$1,273.00 (+2.25%) Additional exemption filed	$30,200 (+2.23%) Land $4,200 Building $26,000
2023	$1,245.00 (+5.78%)	$29,540 (+121.44%) Land $4,000 Building $25,540	$151,000 (+13.19%) Land $21,000 Building $130,000
2022	$1,177.00	$13,340 Land $2,420 Building $10,920	$133,400 Land $24,200 Building $109,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 74% of Alabama
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CLANTON, THE WW & SB OF THE serves 13,500 people · EPA ID AL0000213
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Central Access Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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