415 Debra Ave, Clanton, AL 35045 Property Records

Chilton County property record for 415 Debra Ave, Clanton, AL 35045

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,620 sqft · built 1976
Lot Size0.39 acres (16,830 sqft)
OwnerIndividual Name on Record
Last Sale$125,000 (Aug 2018)
Tax Bill$674 (2025)
Deeds & MortgagesOct 2023 Mortgage
Mar 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN1106230001060000

Property Details

APN / Parcel Number

Primary APN1106230001060000
Alternative APNs
  • 10167
  • 84220

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,620 sqft Adjusted Area
1st Floor Area810 sqft
Upper Floors Area810 sqft
Basement Area810 sqft
Finished Basement810 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 2018
Exterior MaterialVinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area16,830 sqft (0.39 acres)
Garage Area350 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area84 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number10167
Street Address415 DEBRA AVE
CityCLANTON
StateAL
Zip35045-2010
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 2 BLK 6 BROOKWOOD SUB-DIV LESS E 2 MB 4 PG 162
Legal Range14
Legal Township22
Legal Section23
Legal SubdivisionBROOKWOOD S D
Legal Block6
Legal Lot Number2
JurisdictionCHILTON AL
Township / Civil DivisionCLANTON
Census Block Group2
Census Block2031
Census Tract60103

Owner

Source: Chilton County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address415 DEBRA AVE, CLANTON, AL 35045-2010
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 18, 2023Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Mar 25, 2022Deed of Trust, Mortgage · FHA Mortgage
FLAGSTAR BANK FSB
Dec 28, 2021Deed of Trust, Mortgage · FHA Mortgage
FLAGSTAR BANK FSB
Aug 1, 2018Warranty Deed, Transfer · FHA Mortgage
HOME MORTGAGE OF AMERICA INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 1, 2018 · Amount on Record
Deed SaleAug 1, 2018 · Amount on Record
Prior SaleJul 11, 2016 · Amount on Record
Deed Document Number2018216346
Deed Book / Page2018 / 216346
Prior Transfer DateJun 24, 2016
Prior Transfer DocR2016/201109
Record UpdatedOct 29, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHILTON AL
Property Address415 DEBRA AVE, CLANTON, AL 35045-2010
Transaction TypeMortgage
Record UpdatedNov 20, 2023
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address415 DEBRAAVE, CLANTON, AL 35045-2010

Mortgage

Document NumberR2023/256240
DateOct 18, 2023
Book PageR2023/256240
Instrument256240
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term341 Months
DueMar 1, 2052

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHILTON AL
Property Address415 DEBRA AVE, CLANTON, AL 35045-2010
Transaction TypeMortgage
Record UpdatedApr 22, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address415 DEBRA AVE, CLANTON, AL 35045-2010

Mortgage

Document NumberR2022/244808
DateMar 25, 2022
Book PageR2022/244808
Instrument244808
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressJACKSONVILLE, FL 32202
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2052

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHILTON AL
Property Address415 DEBRA AVE, CLANTON, AL 35045-2010
Transaction TypeMortgage
Record UpdatedJan 21, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address415 DEBRA AVE, CLANTON, AL 35045-2010

Mortgage

Document NumberR2021/242887
DateDec 28, 2021
Book PageR2021/242887
Instrument242887
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressJACKSONVILLE, FL 32202
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueNov 1, 2051

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHILTON AL
Recording DateAug 1, 2018
Property Address415 DEBRA AVE, CLANTON, AL 35045-2010
Document NumberR2018/216346
Book / PageR2018 / 216346
Map ReferenceMB 4 PG 162
Instrument DateJul 27, 2018
Instrument216346
Transaction TypeTransfer
Record UpdatedJan 28, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1305 LAY DAM RD, 1305, CLANTON, AL 35045-2024

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address415 DEBRA AVE, CLANTON, AL 35045-2010

Mortgage

Document Number0000216347
DateAug 1, 2018
Instrument216347
Lender
NameHOME MORTGAGE OF AMERICA INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2048

Tax Assessment & Valuation

Source: Chilton County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyChilton County
MunicipalityClanton City
Unified School DistrictChilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$674.00 (+4.33%)$32,760 (-2.27%) Land $4,200 Building $28,560$163,800 (-2.27%) Land $21,000 Building $142,800
2024$646.00 (+1.1%) Additional exemption filed$33,520 (+1.02%) Land $4,200 Building $29,320
2023$639.00 (+5.1%)$33,180 (+120.03%) Land $4,000 Building $29,180$167,600 (+11.14%) Land $21,000 Building $146,600
2022$608.00$15,080 Land $2,420 Building $12,660$150,800 Land $24,200 Building $126,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 50% of Alabama
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CLANTON, THE WW & SB OF THE
serves 13,500 people · EPA ID AL0000213
Water SourceSurface water
Last State InspectionSep 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Central Access
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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