Banks County property record for 422 Brown Bridge Rd, Commerce, GA 30530
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,349 sqft · built 1988 |
| Lot Size | 7 acres (304,920 sqft) |
| Owner | Individual Name on File |
| Last Sale | $138,320 (Oct 2011) |
| Tax Bill | $3,408 (2025) |
| Deeds & Mortgages | Feb 2022 Line of Credit Jan 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | B66 087A |
| Primary APN | B66 087A |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,349 sqft Heated Area |
| 1st Floor Area | 2,349 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 304,920 sqft (7 acres) |
| Garage Area | 526 sqft |
| Porch | Slab |
| Porch Area | 189 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Account Number | 8417 |
|---|---|
| Street Address | 422 BROWN BRIDGE RD |
| City | COMMERCE |
| State | GA |
| Zip | 30530-6932 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ARR |
| Legal Description | GMD 207 TRCT2 |
| Legal Tract | 2 |
| Jurisdiction | BANKS GA |
| Township / Civil Division | SOUTHEAST BANKS |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 970400 |
422 Brown Bridge Rd is owned and occupied by an individual who bought it in October 2011.
Source: Banks County records, as of November 14, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 422 BROWN BRIDGE RD, COMMERCE, GA 30530-6932 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 22, 2022 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Jan 3, 2018 | Deed of Trust, Mortgage · FHA Mortgage ABSM |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 26, 2011 · Amount on File |
| Deed Sale | Oct 26, 2011 · Amount on File |
| Deed Document Number | 2011768 |
| Deed Book / Page | 368 / 49 |
| Prior Transfer Date | Mar 15, 2006 |
| Prior Transfer Doc | 000281/515 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANKS GA |
| Property Address | 422 BROWN BRIDGE RD, COMMERCE, GA 30530-6932 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 422 BROWN BRIDGE RD, COMMERCE, GA 30530-6932 |
| Document Number | 0000000523/0000000752 |
|---|---|
| Date | Feb 22, 2022 |
| Book Page | 0000000523/0000000752 |
| Name | REGIONS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANKS GA |
| Property Address | 422 BROWN BRIDGE RD, COMMERCE, GA 30530-6932 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2018 |
| Name | Verified Name |
|---|
| Document Number | , 0000044723 |
|---|---|
| Date | Jan 3, 2018 |
| Book Page | 447/23 |
| Name | ABSM |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2048 |
The 2025 property tax bill for 422 Brown Bridge Rd was $3,408 with a homeowner's exemption, down 2.3% from the year before.
Source: Banks County assessment roll, as of November 14, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Banks County |
| Unified School District | Banks County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,408.00 (-2.35%) Homeowner's exemption | $189,462 (+5.74%) Land $52,380 Building $137,082 | $473,655 (+5.74%) Land $130,950 Building $342,705 |
| 2024 | $3,490.00 (+39.6%) Homeowner's exemption | $179,170 (+25.41%) Land $47,618 Building $131,552 | $447,927 (+25.41%) Land $119,046 Building $328,881 |
| 2023 | $2,500.00 (-0.24%) Homeowner's exemption | $142,870 (+17.8%) Land $41,132 Building $101,738 | $357,174 (+17.8%) Land $102,830 Building $254,344 |
| 2022 | $2,506.00 Homeowner's exemption | $121,277 Land $33,701 Building $87,576 | $303,191 Land $84,252 Building $218,939 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 422 Brown Bridge Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 17, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 422 Brown Bridge Rd is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 73% of Georgia |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
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