419 Brown Bridge Rd, Commerce, GA 30530 Property Records

Banks County property record for 419 Brown Bridge Rd, Commerce, GA 30530

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,072 sqft · built 2008
Lot Size	10.4 acres (454,766 sqft)
Owner	Individual Name on File
Tax Bill	$3,967 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B66 096`

Property Details

APN / Parcel Number

Primary APN	`B66 096`
Alternative APN	`518`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,072 sqft Heated Area
1st Floor Area	1,072 sqft
Basement Area	1,563 sqft
Finished Basement	1,563 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2018
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	454,766 sqft (10.4 acres)
Garage Area	484 sqft

Exterior Amenities

Porch	Patio
Porch Area	1,072 sqft
Patio Area	432 sqft
Storage Building	Storage Building
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating Fuel	Gas

Location & Zoning

Account Number	518
Street Address	419 BROWN BRIDGE RD
City	COMMERCE
State	GA
Zip	30530-6940
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ARR
Legal Description	PB 8-181 TRACT 2
Legal Subdivision	A B BROWN
Legal Tract	2
Jurisdiction	BANKS GA
Township / Civil Division	SOUTHEAST BANKS
Census Block Group	1
Census Block	1012
Census Tract	970400

Owner

419 Brown Bridge Rd is owned and occupied by an individual who acquired it in August 2007.

Source: Banks County records, as of November 14, 2025

Owner of Record	Individual Name on File
Mailing Address	419 BROWN BRIDGE RD, COMMERCE, GA 30530-6940
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2021	Deed of Trust, Mortgage · VA Mortgage NEWREZ
Sep 30, 2019	Deed of Trust, Mortgage · VA Mortgage NEWREZ
Jul 24, 2018	Quit Claim Deed, Transfer · VA Mortgage NEW PENN FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 27, 2007
Transfer Doc	000313/705
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Property Address	419 BROWN BRIDGE RD, COMMERCE, GA 30530-6940
Transaction Type	Mortgage
Record Updated	Jan 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 BROWN BRIDGE RD, COMMERCE, GA 30530-6940

Mortgage

Document Number	0000000520/0000000537
Date	Dec 31, 2021
Book Page	0000000520/0000000537

Lender

Name	NEWREZ

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	336 Months
Due	Jan 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Property Address	419 BROWN BRIDGE RD, COMMERCE, GA 30530-6940
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 BROWN BRIDGE RD, COMMERCE, GA 30530-6940

Mortgage

Document Number	0000000472/0000000087
Date	Sep 30, 2019
Book Page	0000000472/0000000087

Lender

Name	NEWREZ

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BANKS GA
Recording Date	Jul 24, 2018
Property Address	419 BROWN BRIDGE RD, COMMERCE, GA 30530-6940
Document Number	000454/492
Book / Page	454 / 492
Instrument Date	Jul 24, 2018
Instrument	2018-000523
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	419 BROWN BRIDGE RD, 419, COMMERCE, GA 30530-6940

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 BROWN BRIDGE RD, COMMERCE, GA 30530-6940

Mortgage

Document Number	454/496
Date	Aug 2, 2018
Book Page	454/496

Lender

Name	NEW PENN FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 419 Brown Bridge Rd was $3,967 with a homeowner's exemption, down 1.7% from the year before.

Source: Banks County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Banks County
Unified School District	Banks County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,967.00 (-1.69%) Homeowner's exemption	$216,801 (+4.84%) Land $62,943 Building $153,858	$542,003 (+4.84%) Land $157,358 Building $384,645
2024	$4,035.00 (+19.88%) Homeowner's exemption	$206,795 (+11.53%) Land $57,221 Building $149,574	$516,988 (+11.53%) Land $143,052 Building $373,936
2023	$3,366.00 (+1.02%) Homeowner's exemption	$185,416 (+15.45%) Land $47,189 Building $138,227	$463,540 (+15.45%) Land $117,972 Building $345,568
2022	$3,332.00 Homeowner's exemption	$160,600 Land $38,110 Building $122,490	$401,501 Land $95,275 Building $306,226

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 419 Brown Bridge Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 17, 2010

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 419 Brown Bridge Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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