422 Breezy Pt, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 422 Breezy Pt, Chesapeake, VA 23322

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,794 sqft · built 1994
Lot Size	0.054 acres (2,352 sqft)
Owner	Individual Name on File
Last Sale	$232,000 (Jul 2017)
Tax Bill	$3,189 (2025)
Deeds & Mortgages	Jul 2017 Second Mortgage Jul 2017 Sale & Mortgage
APN	`0595001001570`

Property Details

APN / Parcel Number

Primary APN	`0595001001570`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,794 sqft Living Area
1st Floor Area	796 sqft
Upper Floors Area	796 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,352 sqft (0.054 acres)
Lot Dimensions	90 ft deep x 26 ft wide
Garage Type	Attached
Garage Area	48 sqft

Exterior Amenities

Porch	Slab
Porch Area	56 sqft
Deck Area	682 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	422 BREEZY PT
City	CHESAPEAKE
State	VA
Zip	23322-8381
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RTH1: RESI
Legal Description	157 CEDAR LAKES TOWNHOUSES SEC 14
Legal Subdivision	CEDAR LAKES
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	3
Census Block	3007
Census Tract	21010

Owner

422 Breezy Pt, a townhouse, is owned and occupied by an individual who bought it in July 2017.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	422 BREEZY PT, CHESAPEAKE, VA 23322-8381
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2017	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MORTGAGE RESEARCH CENTER LLC
Jul 11, 2017	Warranty Deed, Transfer · FHA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2017 · Amount on File
Deed Sale	Jul 11, 2017 · Amount on File
Prior Sale	Jun 28, 2000 · Amount on File
Deed Document Number	201718635
Deed Book / Page	9808 / 201
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	422 BREEZY PT, CHESAPEAKE, VA 23322-8381
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	TITLEQUEST OF HAMPTON RD LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9808/222
Date	Jul 11, 2017
Book Page	9808/222
Instrument	170018637

Lender

Name	MORTGAGE RESEARCH CENTER LLC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	362 Months
Due	Sep 1, 2047

Interest

Rate Type	Fixed Rate

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jul 11, 2017
Property Address	422 BREEZY PT, CHESAPEAKE, VA 23322-8381
Document Number	9808/201
Book / Page	9808 / 201
Instrument Date	Jun 29, 2017
Instrument	170018635
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	TITLEQUEST

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 BREEZY PT, CHESAPEAKE, VA 23322-8381

Mortgage

Document Number	170018636
Date	Jul 11, 2017
Instrument	170018636

Lender

Name	MORTGAGE RESEARCH CENTER LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Mortgage

Document Number	009808/222
Date	Jul 11, 2017
Book Page	9808/222
Instrument	170018637

Lender

Name	MORTGAGE RESEARCH CENTER LLC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	362 Months
Due	Sep 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 422 Breezy Pt was $3,189.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$333,800 (+5.73%) Land $125,000 Building $208,800	$333,800 (+5.73%) Land $125,000 Building $208,800
2025	$3,189.00	$315,700 Land $115,000 Building $200,700	$315,700 Land $115,000 Building $200,700
2023		$287,800 (+8.2%) Land $100,000 Building $187,800	$287,800 (+8.2%) Land $100,000 Building $187,800
2022		$266,000 Land $80,000 Building $186,000	$266,000 Land $80,000 Building $186,000
2019	$2,325.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 422 Breezy Pt; there have been 9 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 40 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	9 (1984–2024)
Claims Outside the SFHA	7 of 9
Most Recent Claim	Aug 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 422 Breezy Pt is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 482 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Breezy Pt

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