415 Breezy Pt, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 415 Breezy Pt, Chesapeake, VA 23322

Property Summary

Property Type	Townhouse
Details	4 bd · 3 ba · 1,860 sqft · built 1994
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Dec 2015)
Tax Bill	$3,366 (2025)
Deeds & Mortgages	Jan 2022 Refinance Sep 2019 Line of Credit
APN	`0595001001530`

Property Details

APN / Parcel Number

Primary APN	`0595001001530`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,860 sqft Living Area
1st Floor Area	796 sqft
Upper Floors Area	796 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	90 ft deep x 22 ft wide
Garage Type	Attached
Garage Area	24 sqft

Exterior Amenities

Porch	Slab
Porch Area	36 sqft
Deck Area	682 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	415 BREEZY PT
City	CHESAPEAKE
State	VA
Zip	23322-8326
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RTH1: RESI
Legal Description	153 CEDAR LAKES TOWNHOUSES SEC 14
Legal Subdivision	CEDAR LAKES
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	3
Census Block	3007
Census Tract	21010

Owner

415 Breezy Pt, a townhouse, is owned and occupied by an individual who bought it in December 2015.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	415 BREEZY PT, CHESAPEAKE, VA 23322-8326
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance TOWNE MORTGAGE
Sep 25, 2019	Deed of Trust, Mortgage · Line of Credit CHARTWAY FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2015 · Amount on File
Deed Sale	Dec 23, 2015 · Amount on File
Deed Document Number	201534717
Deed Book / Page	9594 / 1743
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	415 BREEZY PT, CHESAPEAKE, VA 23322-8326
Transaction Type	Mortgage
Record Updated	Jan 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10504/1118
Date	Jan 5, 2022
Book Page	10504/1118
Instrument	220000530

Lender

Name	TOWNE MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate
Rate	4%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	415 BREEZY PT, CHESAPEAKE, VA 23322-8326
Transaction Type	Mortgage
Record Updated	Oct 9, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10059/989
Date	Sep 25, 2019
Book Page	10059/989
Instrument	190025755

Lender

Name	CHARTWAY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	163 Months
Due	Apr 2, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 415 Breezy Pt was $3,366.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$355,500 (+6.66%) Land $125,000 Building $230,500	$355,500 (+6.66%) Land $125,000 Building $230,500
2025	$3,366.00	$333,300 Land $115,000 Building $218,300	$333,300 Land $115,000 Building $218,300
2023		$304,800 (+7.74%) Land $100,000 Building $204,800	$304,800 (+7.74%) Land $100,000 Building $204,800
2022		$282,900 Land $80,000 Building $202,900	$282,900 Land $80,000 Building $202,900
2019	$2,557.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 415 Breezy Pt; there have been 9 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 40 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	9 (1984–2024)
Claims Outside the SFHA	7 of 9
Most Recent Claim	Aug 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 415 Breezy Pt is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 482 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Breezy Pt

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