422 Baker Ave, Westfield, NJ 07090 Property Records

Union County and Westfield Town property record for 422 Baker Ave, Westfield, NJ 07090

Property Summary

Property Type	Single Family Home
Details	2,381 sqft · built 1939
Lot Size	0.224 acres (9,749 sqft)
Owner	2 Individual Names on File
Last Sale	$276,500 (May 1989)
Tax Bill	$18,121 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-02208-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`20-02208-0000-00010`
Alternative APNs	`2000324000000022` `200220800010`

Interior

Stories	2 Stories
Building Area	2,381 sqft Living Area

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Architectural Style	Colonial
Construction Type	Frame
Lot Area	9,749 sqft (0.224 acres)
Lot Dimensions	150 ft deep x 65 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	2000324000000022
Street Address	422 BAKER AVE
City	WESTFIELD
State	NJ
Zip	07090-1961
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	2208
Legal Lot Number	10
Jurisdiction	UNION NJ
Township / Civil Division	WESTFIELD
Census Block Group	5
Census Block	5027
Census Tract	36400

Owner

422 Baker Ave is owned and occupied by two individuals who bought it in May 1989.

Source: Union County and Westfield Town records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	422 BAKER AVE, WESTFIELD, NJ 07090-1961
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2022	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Jan 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 1989 · Amount on File
Deed Sale	May 2, 1989 · Amount on File
Deed Book / Page	3596 / 238
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	422 BAKER AVE, WESTFIELD, NJ 07090-1961
Transaction Type	Mortgage
Record Updated	Apr 11, 2024
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 BAKER AVE, WESTFIELD, NJ 07090-1961

Mortgage

Document Number	0152482619
Date	Jul 14, 2022
Book Page	15248/2619
Instrument	40289

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 2, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	422 BAKER AVE, WESTFIELD, NJ 07090-1961
Document Number	0146382210
Instrument Date	Jan 4, 2020
Transaction Type	Mortgage
Record Updated	Jan 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	422 BAKER AVE WESTFIELD NJ 070901961, WESTFIELD, NJ 07090-1961

Mortgage

Document Number	0146382210
Date	Jan 9, 2020
Book Page	014638/002210
Instrument	684775

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 8, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.29%

Tax Assessment & Valuation

The 2025 property tax bill for 422 Baker Ave was $18,121, up 1.8% from the year before.

Source: Union County and Westfield Town assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Westfield Town
Unified School District	Westfield Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$790,600 (-) Land $467,600 Building $323,000	$790,600 (-) Land $467,600 Building $323,000
2025	$18,121.00 (+1.78%)	$790,600 Land $467,600 Building $323,000	$790,600 Land $467,600 Building $323,000
2024	$17,804.00
2023		$790,600 Land $467,600 Building $323,000	$790,600 Land $467,600 Building $323,000
2022	$17,076.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 422 Baker Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (1980–2026)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Apr 2026
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 422 Baker Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 530 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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