414 Baker Ave, Westfield, NJ 07090 Property Records

Union County and Westfield Town property record for 414 Baker Ave, Westfield, NJ 07090

Property Summary

Property Type	Single Family Home
Details	3,701 sqft · built 2020
Lot Size	0.258 acres (11,252 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,350,000 (Sep 2020)
Tax Bill	$30,880 (2025)
Deeds & Mortgages	May 2019 Construction Loan Aug 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`20-02208-0000-00009`

Property Details

APN / Parcel Number

Primary APN	`20-02208-0000-00009`
Alternative APNs	`2000324000000019` `200220800009`

Interior

Stories	2 Stories
Building Area	3,701 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Colonial
Construction Type	Frame
Lot Area	11,252 sqft (0.258 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Garage Type	Attached

Location & Zoning

Old Parcel Number	2000324000000019
Street Address	414 BAKER AVE
City	WESTFIELD
State	NJ
Zip	07090-1961
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	TOWN/WESTFIELD
Legal Block	2208
Legal Lot Number	9
Jurisdiction	UNION NJ
Township / Civil Division	WESTFIELD
Census Block Group	5
Census Block	5027
Census Tract	36400

Owner

Source: Union County and Westfield Town records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	414 BAKER AVE, WESTFIELD, NJ 07090-1961
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 8, 2019	Deed of Trust, Mortgage · Construction Mortgage UNITY BANK
Aug 13, 2020	Deed of Trust, Mortgage MASS CAPITAL INVESTMENTS LLC
Sep 9, 2020	Deed, Transfer · Conventional Mortgage SANTANDER BANK NA
Feb 27, 2020	Loan Modification, Mortgage · Conventional Mortgage UNITY BK
Apr 12, 2019	Deed, Transfer WESTCOR LAND TITLE INS CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2020 · Amount on Record
Deed Sale	Sep 9, 2020 · Amount on Record
Prior Sale	Apr 12, 2019 · Amount on Record
Deed Document Number	2020327794
Deed Book / Page	6381 / 64
Record Updated	Sep 20, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	414 BAKER AVE, WESTFIELD, NJ 07090-1961
Transaction Type	Mortgage
Record Updated	Nov 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0145542767
Date	May 8, 2019
Book Page	14554/2767
Instrument	672425

Lender

Name	UNITY BANK
Type	Bank
Address	CLINTON, NJ 08809

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	17 Months
Due	Oct 29, 2020

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	414 BAKER AVE, WESTFIELD, NJ 07090-1961
Transaction Type	Mortgage
Record Updated	Nov 4, 2021
Title Company	WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0147460330
Date	Aug 13, 2020
Book Page	14746/330
Instrument	696675

Lender

Name	MASS CAPITAL INVESTMENTS LLC
Type	Non-Lending Institution
Address	LIVINGSTON, NJ 07039

Agreement

Amount	Amount Recorded

Interest

Rate	11%

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Sep 9, 2020
Property Address	414 BAKER AVE, WESTFIELD, NJ 07090-1961
Document Number	0063810064
Book / Page	6381 / 64
Instrument Date	Aug 28, 2020
Instrument	327794
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	RESIDENTIAL COMMERCIAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$27,310.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	74 SOUTH AVE, 74, FANWOOD, NJ 07023-1546

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 BAKER AVE, WESTFIELD, NJ 07090-1961

Mortgage

Document Number	698354
Date	Sep 9, 2020
Instrument	698354

Lender

Name	SANTANDER BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	UNION NJ
Property Address	414 BAKER AVE, WESTFIELD, NJ 07090-1961
Document Number	0146662703
Instrument Date	Feb 27, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	414 BAKER AVE WESTFIELD NJ 070901961, WESTFIELD, NJ 07090-1961

Mortgage

Document Number	0146662703
Date	Mar 18, 2020
Book Page	014666/002703
Instrument	688708

Lender

Name	UNITY BK
Type	Bank
Address	CLINTON, NJ 08809

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

April 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Apr 12, 2019
Property Address	414 BAKER AVE, WESTFIELD, NJ 07090-1961
Document Number	0063170283
Book / Page	6317 / 0283
Map Reference	MAP 172-C
Instrument Date	Mar 27, 2019
Instrument	311662
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$5,185.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	414 BAKER AVE, 414, WESTFIELD, NJ 07090-1961

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 SOUTH AVE, FANWOOD, NJ 07023-1546

Tax Assessment & Valuation

Source: Union County and Westfield Town assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Westfield Town
Unified School District	Westfield Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,347,300 (-) Land $452,200 Building $895,100	$1,347,300 (-) Land $452,200 Building $895,100
2025	$30,880.00 (+1.78%)	$1,347,300 (-) Land $452,200 Building $895,100	$1,347,300 (-) Land $452,200 Building $895,100
2024	$30,341.00 (+4.26%)
2023		$1,347,300 Land $452,200 Building $895,100	$1,347,300 Land $452,200 Building $895,100
2022	$29,101.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (1980–2026)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Apr 2026
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 530 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Nearby Properties on Baker Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures