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418 Atlantic Ave, Westerly, RI 02891 Property Records

Westerly Town property record for 418 Atlantic Ave, Westerly, RI 02891 · Last verified June 2026

Property Highlights

Property TypeResidential > Specialized > Seasonal, Cabin, Vacation
Bedrooms4 Beds
Bathrooms2.5 Baths
Architecture StyleCape Cod
Year BuiltBuilt 2021
Square Footage2,406 sqft Living Area
Lot Size50,075 sqft (1.15 acres)
Last Sale$795,000 (2020)
Tax Bill$14,881.00 (2025)

Owner

Source: Westerly Town records · APN WEST M:167 B:61

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1622 MAIN ST, EAST HARTFORD, CT 06108-1610
Owner TypeOwner is a Company
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Dec 01, 2023Deed of Trust, Mortgage · Second Mortgage to Cover Down Payment
CHELSEA GROTON BANK
Sep 29, 2020Warranty Deed, Transfer
NOT AVAILABLE
Sep 02, 2020Trustee's Deed, Transfer · Conventional Mortgage
KEYBANK USA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 02, 2020 · Amount on Record
Deed SaleSep 02, 2020 · Amount on Record
Deed Doc Number20204087
Deed Book / Page2020 / 17709
Record RefreshedSep 20, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address418 ATLANTIC AVE, WESTERLY, RI 02891-4336
Transaction TypeMortgage
Record UpdatedDec 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2023-16269
DateDec 01, 2023
Book Page2023/16269
Instrument2023-4037
Lender
NameCHELSEA GROTON BANK
TypeBank
Agreement
TypeSecond Mortgage to Cover Down Payment
AmountAmount Recorded
Term121 Months
DueJan 01, 2034

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWESTERLY RI
Recording DateSep 29, 2020
Property Address418 ATLANTIC AVE, WESTERLY, RI 02891-4336
Document Number2020-331
Book / Page002020 / 020331
Instrument DateSep 01, 2020
Instrument4627
Transaction TypeTransfer
Record UpdatedOct 20, 2020
Title CompanyNOT AVAILABLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1622 MAIN ST EAST HARTFORD CT 061081610, EAST HARTFORD, CT 06108-1610

September 2020: Trustee's Deed, Transfer

Document TypeTrustee's Deed
JurisdictionWESTERLY RI
Recording DateSep 02, 2020
Property Address418 ATLANTIC AVE, WESTERLY, RI 02891-4336
Document Number2020-7709
Book / Page002020 / 017709
Instrument DateAug 20, 2020
Instrument4087
Transaction TypeTransfer
Record UpdatedSep 24, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$795.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address418 ATLANTIC AVE WESTERLY RI 028914336, WESTERLY, RI 02891-4336

Mortgage

Document Number2020-7712
DateSep 02, 2020
Book Page002020/017712
Instrument4088
Lender
NameKEYBANK USA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2050

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$14,881.00 (+53.73%)$2,092,900 (+108%) Land $1,265,400 Building $827,500
2023$9,680.00 (+47.2%)$1,006,200 (+46.27%) Land $677,900 Building $328,300
2022$6,576.00$687,900 Land $677,900 Building $10,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C updated December 26, 2025 · USFWS Coastal Barrier Resources System, December 19, 2024 release · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation13.0 ft

Coastal Barrier Resources

Coastal Barrier Resources SystemYes
UnitRI-13P “Misquamicut Beach”
Unit TypeOtherwise Protected Area
NFIP EligibilityLimited
only for structures consistent with the area's protected purpose

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APNWEST M:167 B:61
Alternative APNs
  • M:167 B:61 L
  • 13137100

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms6 Rooms
Building Area2,406 sqft Living Area
Gross Area5,758 sqft Gross Area
Stories2 Stories

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleCape Cod Style
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area50,075 sqft (1.15 acres)

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Account Number13137100
Street Address418 ATLANTIC AVE
CityWESTERLY
StateRI
Zip02891-4336
Property UsageResidential Property Usage
TypeResidential > Specialized > Seasonal, Cabin, Vacation
Legal Block61
JurisdictionWESTERLY RI
Minor Civil DivisionWESTERLY
Census Blockgroup1
Census Block1004
Census Tract51000

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