422 4th St SE, Bemidji, MN 56601 Property Records

Beltrami County property record for 422 4th St SE, Bemidji, MN 56601

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details1,500 sqft · built 1968
Lot Size0.13 acres (5,663 sqft)
Owner2 Individual Names on File
Last Sale$97,000 (Aug 2009)
Tax Bill$2,411 (2026)
Deeds & MortgagesSep 2025 Line of Credit
APN80.03623.00

Property Details

APN / Parcel Number

Primary APN80.03623.00

Interior

Stories1 Story
Building Area1,500 sqft Total Area
Basement Area1,500 sqft
Unfinished Basement1,500 sqft
FlooringHardwood

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 2005
Exterior MaterialWood Siding
Construction TypeWood
Foundation TypeBlock
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,663 sqft (0.13 acres)
Lot Dimensions140 ft deep x 40 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address422 4TH ST SE
CityBEMIDJI
StateMN
Zip56601-4816
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal DescriptionSECT-15 TWP-146 RANGE- 33 NYMORE LOT- 1 BLOCK- 13
Legal Range33
Legal Township146
Legal Section15
Legal SubdivisionNYMORE
Legal Block13
Legal Lot Number1
JurisdictionBELTRAMI MN
Township / Civil DivisionBEMIDJI
Census Block Group2
Census Block2012
Census Tract450706

Owner

422 4th St SE, a commercial property, is owned by two individuals who bought it in August 2009.

Source: Beltrami County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address9862 S GULL LAKE RD NE, TENSTRIKE, MN 56683-2090
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 21, 2009 · Amount on File
Deed SaleAug 21, 2009 · Amount on File
Deed Document Number2009496064
Record UpdatedOct 29, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELTRAMI MN
Property Address422 4TH ST SE, BEMIDJI, MN 56601-4816
Transaction TypeMortgage
Record UpdatedSep 29, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address9862 S GULL LAKE RD NE, TENSTRIKE, MN 56683-2090

Mortgage

Document NumberA000631373
DateSep 15, 2025
InstrumentA000631373
Lender
NameNATIONAL BANK OF COMMERCE
TypeBank
AddressSUPERIOR, WI 54880
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2026 property tax bill for 422 4th St SE was $2,411, up 85.5% from the year before.

Source: Beltrami County assessment roll, as of October 12, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyBeltrami County
MunicipalityBemidji City
Unified School DistrictBemidji Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,411.00 (+85.46%)$95,100 (-) Land $25,200 Building $69,900$95,100 (-) Land $25,200 Building $69,900
2025$1,300.00$95,100 Land $25,200 Building $69,900$95,100 Land $25,200 Building $69,900
2023$96,900 Land $25,200 Building $71,700$96,900 Land $25,200 Building $71,700
2021$1,690.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 422 4th St SE.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 422 4th St SE has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBemidji
serves 15,147 people · EPA ID MN1040002
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable
2,000 / 350
Paul Bunyan Communications
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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