Beltrami County property record for 409 4th St SE, Bemidji, MN 56601
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 920 sqft · built 1950 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,037 (2026) |
| Deeds & Mortgages | Mar 2024 Mortgage |
| APN | 80.03581.01 |
| Primary APN | 80.03581.01 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 4 Plumbing Fixtures |
| Building Area | 920 sqft Living Area |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Flat |
| Roof Material | Wood |
| Lot Area | 5,227 sqft (0.12 acres) |
| Lot Dimensions | 140 ft deep x 113 ft wide |
| Garage Area | 624 sqft |
| Porch | Patio |
| Porch Area | 140 sqft |
| Deck Area | 1 sqft |
| Street Address | 409 4TH ST SE |
|---|---|
| City | BEMIDJI |
| State | MN |
| Zip | 56601-4815 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-15 TWP-146 RANGE- 33 NYMORE LOT- 13 BLOCK- 9 |
| Legal Range | 33 |
| Legal Township | 146 |
| Legal Section | 15 |
| Legal Subdivision | NYMORE |
| Legal Block | 9 |
| Legal Lot Number | 13 |
| Jurisdiction | BELTRAMI MN |
| Township / Civil Division | BEMIDJI |
| Census Block Group | 1 |
| Census Block | 1052 |
| Census Tract | 450706 |
409 4th St SE is owned and occupied by an individual.
Source: Beltrami County records, as of October 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 409 4TH ST SE, BEMIDJI, MN 56601-4815 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELTRAMI MN |
| Property Address | 409 4TH ST SE, BEMIDJI, MN 56601-4815 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2024 |
| Name | Verified Name |
|---|---|
| Address | 409 4TH ST SE, BEMIDJI, MN 56601-4815 |
| Document Number | A000621291 |
|---|---|
| Date | Mar 11, 2024 |
| Instrument | A000621291 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2054 |
The 2026 property tax bill for 409 4th St SE was $1,037, down 18.8% from the year before.
Source: Beltrami County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Beltrami County |
| Municipality | Bemidji City |
| Unified School District | Bemidji Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,037.00 (-18.79%) | $125,000 (-) Land $12,500 Building $112,500 | $125,000 (-) Land $12,500 Building $112,500 |
| 2025 | $1,277.00 Homeowner's exemption | $125,000 Land $12,500 Building $112,500 | $125,000 Land $12,500 Building $112,500 |
| 2023 | $121,100 Land $12,500 Building $108,600 | $121,100 Land $12,500 Building $108,600 | |
| 2021 | $1,092.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 409 4th St SE.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
The area around 409 4th St SE has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Bemidji serves 15,147 people · EPA ID MN1040002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 2,000 / 350 |
| Paul Bunyan Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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