4219 Oakcrest Dr, Lorain, OH 44053 Property Records

Lorain County property record for 4219 Oakcrest Dr, Lorain, OH 44053

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,704 sqft · built 1958
Lot Size	0.669 acres (29,185 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (Nov 2018)
Tax Bill	$4,889 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-03-005-101-007`

Property Details

APN / Parcel Number

Primary APN	`02-03-005-101-007`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,704 sqft Living Area
1st Floor Area	1,536 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Lot Area	29,185 sqft (0.669 acres)
Lot Dimensions	325 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	168 sqft
Deck Area	64 sqft
Patio Area	78 sqft
Shed	1 Shed
Shed Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard

Location & Zoning

Street Address	4219 OAKCREST DR
City	LORAIN
State	OH
Zip	44053-1657
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DE BRACY 1 87.90 X 335
Legal Subdivision	DEBRACY SUBDIVISION NO 1
Legal Tract	3
Legal Block	101
Legal Lot Number	9-10
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	3
Census Block	3009
Census Tract	97201

Owner

4219 Oakcrest Dr is owned and occupied by two individuals who bought it in November 2018.

Source: Lorain County records, as of March 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4219 OAKCREST DR, LORAIN, OH 44053-1657
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 8, 2018	Grant Deed, Transfer · Conventional with PMI THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2018 · Amount on File
Deed Sale	Nov 8, 2018 · Amount on File
Prior Sale	Jul 30, 2013 · Amount on File
Deed Document Number	2018006580
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	4219 OAKCREST DR, LORAIN, OH 44053-1657
Transaction Type	Mortgage
Record Updated	Apr 26, 2024
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000846868
Date	Oct 29, 2021
Instrument	2021-0846868

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2041

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LORAIN OH
Recording Date	Nov 8, 2018
Property Address	4219 OAKCREST DR, LORAIN, OH 44053-1657
Document Number	0000694401
Instrument Date	Nov 7, 2018
Instrument	694401
Transaction Type	Transfer
Record Updated	Nov 21, 2018
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$860.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4219 OAKCREST DR LORAIN OH 440531657, LORAIN, OH 44053-1657

Mortgage

Document Number	694402
Date	Nov 8, 2018
Instrument	694402

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 7, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4219 Oakcrest Dr was $4,889.

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Amherst Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,889.00	$115,700 (+%) Land $17,640 Building $98,060	$330,560 (-) Land $50,400 Building $280,160
2024	$4,889.00 (+34.39%)	$115,696 (+56.8%) Land $17,640 Building $98,056	$330,560 (+56.8%) Land $50,400 Building $280,160
2023	$3,638.00 (+4.18%)	$73,788 (%) Land $15,607 Building $58,181	$210,820 Land $44,590 Building $166,230
2022	$3,492.00	$73,790 Land $15,610 Building $58,180
2021			$210,820 Land $44,590 Building $166,230

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4219 Oakcrest Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	May 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4219 Oakcrest Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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