4209 Oakcrest Dr, Lorain, OH 44053 Property Records

Lorain County property record for 4209 Oakcrest Dr, Lorain, OH 44053

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,688 sqft · built 1978
Lot Size	0.46 acres (20,054 sqft)
Owner	2 Individual Names on File
Last Sale	$218,000 (Mar 2005)
Tax Bill	$4,180 (2025)
Deeds & Mortgages	Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-03-005-101-011`

Property Details

APN / Parcel Number

Primary APN	`02-03-005-101-011`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,688 sqft Living Area
Gross Area	2,312 sqft
1st Floor Area	1,688 sqft
Basement Area	1,688 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	20,054 sqft (0.46 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	24 sqft
Deck Area	182 sqft
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Gas

Location & Zoning

Street Address	4209 OAKCREST DR
City	LORAIN
State	OH
Zip	44053-1657
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEBRACY 1 FRNT 0047.83
Legal Subdivision	DEBRACY 1
Legal Tract	03
Legal Block	101
Legal Lot Number	13
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	3
Census Block	3009
Census Tract	97201

Owner

4209 Oakcrest Dr is owned and occupied by two individuals who bought it in March 2005.

Source: Lorain County records, as of June 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4209 OAKCREST DR, LORAIN, OH 44053-1657
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 14, 2005 · Amount on File
Deed Sale	Mar 14, 2005 · Amount on File
Prior Sale	May 11, 1999 · Amount on File
Deed Document Number	200560776
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	4209 OAKCREST DR, LORAIN, OH 44053-1657
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000867595
Date	Mar 21, 2022
Instrument	2022-0867595

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank
Address	LORAIN, OH 44053

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Apr 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 4209 Oakcrest Dr was $4,180 with a homeowner's exemption.

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Amherst Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,180.00 Homeowner's exemption	$99,000 (+0.01%) Land $17,330 Building $81,670	$282,840 (-) Land $49,500 Building $233,340
2024	$4,180.00 (+5.53%)	$98,994 (+23.12%) Land $17,325 Building $81,669	$282,840 (+23.12%) Land $49,500 Building $233,340
2023	$3,961.00 (+4.18%)	$80,403 (-0.01%) Land $19,597 Building $60,806	$229,720 Land $55,990 Building $173,730
2022	$3,802.00	$80,410 Land $19,600 Building $60,810
2021			$229,720 Land $55,990 Building $173,730

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4209 Oakcrest Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	May 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4209 Oakcrest Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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