Orange County property record for 4219 Cummings St, Orlando, FL 32828
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,463 sqft · built 2005 |
| Lot Size | 0.139 acres (6,050 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $239,900 (May 2005) |
| Tax Bill | $3,559 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Apr 2018 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-23-32-1035-01-167 |
| Primary APN | 07-23-32-1035-01-167 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,463 sqft Living Area |
| Gross Area | 3,403 sqft |
| 1st Floor Area | 1,608 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,050 sqft (0.139 acres) |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 594 sqft |
| Gazebo | Gazebo |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 4219 CUMMINGS ST |
|---|---|
| City | ORLANDO |
| State | FL |
| Zip | 32828-4889 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P-D |
| Legal Description | AVALON PARK SOUTH PHASE 1 52/113 LOT 167 BLK A |
| Legal Range | 32E |
| Legal Township | 23S |
| Legal Section | 07 |
| Legal Subdivision | AVALON PARK SOUTH PH 1 |
| Legal Phase | 1 |
| Legal Tract | 1035 |
| Legal Block | A |
| Legal Lot Number | 167 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | UNION PARK |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 16731 |
Source: Orange County records, as of May 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4219 CUMMINGS ST, ORLANDO, FL 32828-4889 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 7, 2018 | Loan Modification, Mortgage · Conventional Mortgage QUICKEN LNS |
| Feb 13, 2017 | Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 5, 2005 · Amount on Record |
| Deed Sale | May 5, 2005 · Amount on Record |
| Deed Document Number | 2005303754 |
| Deed Book / Page | 7953 / 4660 |
| Last Transfer Date | Jan 5, 2017 |
| Transfer Doc | 0000081300 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 4219 CUMMINGS ST, ORLANDO, FL 32828-4889 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2023 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000669807 |
|---|---|
| Date | Nov 2, 2021 |
| Instrument | 20210669807 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 1.99% |
| Type Change Date | Nov 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 6.99% |
| Index | Other |
| Margin | 3 |
| Max Rate | 6.99% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 4219 CUMMINGS ST, ORLANDO, FL 32828-4889 |
| Document Number | 0000344259 |
| Instrument Date | Apr 7, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2018 |
| Title Company | TITLE SOURCE |
| Name | Verified Name |
|---|---|
| Address | 4219 CUMMINGS ST ORLANDO FL 328284889, ORLANDO, FL 32828-4889 |
| Document Number | 0000344259 |
|---|---|
| Date | Jun 12, 2018 |
| Instrument | 344259 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jun 11, 2058 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Feb 13, 2017 |
| Property Address | 4219 CUMMINGS ST, ORLANDO, FL 32828-4889 |
| Document Number | 0000081300 |
| Instrument Date | Jan 5, 2017 |
| Instrument | 81300 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2019 |
| Title Company | TITLE SOURCES INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $35.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4219 CUMMINGS ST ORLANDO FL 328284889, ORLANDO, FL 32828-4889 |
| Document Number | 81301 |
|---|---|
| Date | Feb 13, 2017 |
| Instrument | 81301 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 12, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $236,782 (+2.7%) | $486,830 (-1.48%) Land $70,000 Building $416,830 | |
| 2025 | $3,559.00 (+5.8%) Homeowner's exemption | $230,557 (+5.99%) | $494,160 (+10.36%) Land $70,000 Building $424,160 |
| 2024 | $3,364.00 (+7.72%) | ||
| 2023 | $3,123.00 (+19.47%) Homeowner's exemption | $217,533 (+16.98%) | $447,763 (+22.25%) Land $70,000 Building $377,763 |
| 2022 | $2,614.00 Homeowner's exemption | $185,954 | $366,257 Land $70,000 Building $296,257 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 26 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 2 (2022) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 83% of the US · above 74% of Florida |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T Fiber · Fixed Wireless in parts of the area | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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