4218 Peeples Ln, Wauchula, FL 33873 Property Records

Hardee County property record for 4218 Peeples Ln, Wauchula, FL 33873

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,345 sqft · built 2020
Lot Size	204 acres (8,924,573 sqft)
Owner	Company Name on Record
Tax Bill	$5,989 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit May 2022 Mortgage + 8 more
Flood Zone	Zone A (high risk)
APN	`28-33-26-0000-01000-0000`

Property Details

APN / Parcel Number

Primary APN	`28-33-26-0000-01000-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,345 sqft Heated Area
Gross Area	3,885 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Exterior Material	Wood
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	8,924,573 sqft (204 acres)
Garage Type	Carport
Carport	Carport
Driveway	Driveway
Driveway Area	364 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	4218 PEEPLES LN
City	WAUCHULA
State	FL
Zip	33873-5316
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	204.88 AC BEG SE COR OF SEC 28 THENCE N 00 23' 04" W ALONG E BDY OF SAID SEC 28 3684.25 FT THENCE S 60 12' 55" W 282.11 FT TH
Legal Range	26E
Legal Township	33S
Legal Section	28
Jurisdiction	HARDEE FL
Township / Civil Division	ZOLFO SPRINGS
Census Block Group	1
Census Block	1041
Census Tract	970101

Owner

Source: Hardee County records, as of December 11, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 1516, OLDSMAR, FL 34677-1516
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2021	Deed of Trust, Mortgage · Line of Credit WAUCHULA STATE BANK
May 20, 2022	Deed of Trust, Mortgage WAUCHULA STATE BANK
Jan 5, 2023	Deed of Trust, Mortgage · Line of Credit WAUCHULA STATE BANK
Jan 24, 2024	Deed of Trust, Mortgage CREWS BANK & TRUST
Nov 9, 2020	Deed of Trust, Mortgage · Line of Credit WAUCHULA ST BK
Sep 24, 2019	Deed of Trust, Mortgage · Line of Credit WAUCHULA ST BK
Jul 25, 2018	Deed of Trust, Mortgage · Line of Credit WAUCHULA ST BK
Jul 19, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 5, 2018	Loan Modification, Mortgage WAUCHULA ST BK
Jan 7, 2017	Loan Modification, Mortgage WAUCHULA ST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 19, 2018
Transfer Doc	0025004526
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDEE FL
Property Address	4218 PEEPLES LN, WAUCHULA, FL 33873-5316
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	517 MIDWAY LN, TARPON SPNGS, FL 34689-4043
Investor	Possibly a Property Investor

Mortgage

Document Number	0025006875
Date	Nov 22, 2021
Instrument	202125006875

Lender

Name	WAUCHULA STATE BANK
Type	Bank
Address	WAUCHULA, FL 33873

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Nov 22, 2036

Interest

Rate Type	Adjustable Rate

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDEE FL
Property Address	4218 PEEPLES LN, WAUCHULA, FL 33873-5316
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1516, OLDSMAR, FL 34677-1516
Investor	Possibly a Property Investor

Mortgage

Document Number	0025003062
Date	May 20, 2022
Instrument	202225003062

Lender

Name	WAUCHULA STATE BANK
Type	Bank
Address	WAUCHULA, FL 33873

Agreement

Amount	Amount Recorded
Term	180 Months
Due	May 18, 2037

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDEE FL
Property Address	4218 PEEPLES LN, WAUCHULA, FL 33873-5316
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1516, OLDSMAR, FL 34677-1516
Investor	Possibly a Property Investor

Mortgage

Document Number	0025000085
Date	Jan 5, 2023
Instrument	202325000085

Lender

Name	WAUCHULA STATE BANK
Type	Bank
Address	WAUCHULA, FL 33873

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 5, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDEE FL
Property Address	4218 PEEPLES LN, WAUCHULA, FL 33873-5316
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1516, OLDSMAR, FL 34677-1516

Mortgage

Document Number	0025000419
Date	Jan 24, 2024
Instrument	202425000419

Lender

Name	CREWS BANK & TRUST
Type	Bank
Address	WAUCHULA, FL 33873

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Jan 23, 2049

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDEE FL
Property Address	4218 PEEPLES LN, WAUCHULA, FL 33873
Document Number	0025005620
Instrument Date	Nov 9, 2020
Transaction Type	Mortgage
Record Updated	Nov 26, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	517 MIDWAY LN #I TARPON SPRINGS FL 346894043, I, TARPON SPRINGS, FL 34689-4043

Mortgage

Document Number	0025005620
Date	Nov 10, 2020
Instrument	25005620

Lender

Name	WAUCHULA ST BK
Type	Bank
Address	WAUCHULA, FL 33873-0248

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Nov 9, 2035

Interest

Rate Type	Adjustable Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDEE FL
Property Address	4218 PEEPLES LN, WAUCHULA, FL 33873
Document Number	0025005625
Instrument Date	Sep 24, 2019
Transaction Type	Mortgage
Record Updated	Oct 22, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	700 S FLORIDA AVE TARPON SPRINGS FL 346892837, TARPON SPRINGS, FL 34689-2837

Mortgage

Document Number	0025005625
Date	Sep 26, 2019
Instrument	25005625

Lender

Name	WAUCHULA ST BK
Type	Bank
Address	WAUCHULA, FL 33873-0248

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 25, 2034

Interest

Rate Type	Adjustable Rate

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDEE FL
Property Address	4218 PEEPLES LN, WAUCHULA, FL 33873
Document Number	0025005014
Instrument Date	Jul 25, 2018
Transaction Type	Mortgage
Record Updated	Aug 28, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1516 OLDSMAR FL 346771516, OLDSMAR, FL 34677-1516

Mortgage

Document Number	0025005014
Date	Aug 10, 2018
Instrument	25005014

Lender

Name	WAUCHULA ST BK
Type	Bank
Address	WAUCHULA, FL 33873-0248

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Aug 9, 2023

Interest

Rate Type	Adjustable Rate

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARDEE FL
Recording Date	Jul 19, 2018
Property Address	4218 PEEPLES LN, WAUCHULA, FL 33873
Document Number	0025004526
Instrument Date	Jul 9, 2018
Instrument	25004526
Transaction Type	Transfer
Record Updated	Aug 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	PO BOX 1516 OLDSMAR FL 346771516, OLDSMAR, FL 34677-1516

January 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARDEE FL
Property Address	4218 PEEPLES LN, WAUCHULA, FL 33873
Document Number	0025000188
Instrument Date	Jan 5, 2018
Transaction Type	Mortgage
Record Updated	Jan 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 S #AVE TARPON SPRINGS FL 34689, TARPON SPRINGS, FL 34689

Mortgage

Document Number	0025000188
Date	Jan 10, 2018
Instrument	25000188

Lender

Name	WAUCHULA ST BK
Type	Bank
Address	WAUCHULA, FL 33873-0248

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jan 9, 2023

Interest

Rate Type	Adjustable Rate

January 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARDEE FL
Property Address	4218 PEEPLES LN, WAUCHULA, FL 33873
Document Number	0025000809
Instrument Date	Jan 7, 2017
Transaction Type	Mortgage
Record Updated	Dec 5, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 S FLORIDA AVE TARPON SPRINGS FL 346892837, TARPON SPRINGS, FL 34689-2837

Mortgage

Document Number	0025000809
Date	Feb 3, 2017
Instrument	25000809

Lender

Name	WAUCHULA ST BK
Type	Bank
Address	WAUCHULA, FL 33873-0248

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Feb 2, 2018

Tax Assessment & Valuation

Source: Hardee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hardee County
Unified School District	Hardee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,989.00 (+3.38%)	$440,216 (+4.48%) Land $44,836 Building $395,380	$1,885,700 (+25.31%)
2024	$5,793.00 (+6.55%)	$421,326 (+12.64%) Land $42,836 Building $378,490	$1,504,810 (+4.06%)
2023	$5,437.00 (+12.06%)	$374,035 (+19.12%) Land $42,836 Building $331,199	$1,446,079 (+3.88%)
2022	$4,852.00	$313,995 Land $42,836 Building $271,159	$1,392,039

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 65% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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