4189 Peeples Ln, Wauchula, FL 33873 Property Records

Hardee County property record for 4189 Peeples Ln, Wauchula, FL 33873

Property Summary

Property Type	Pasture
Lot Size	20 acres (871,200 sqft)
Owner	Individual Name on Record
Tax Bill	$66 (2025)
Deeds & Mortgages	May 2026 Mortgage Jul 2020 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2833-26-0000-00600-0000`

Property Details

APN / Parcel Number

Primary APN	`2833-26-0000-00600-0000`

Exterior

Lot Area	871,200 sqft (20 acres)

Location & Zoning

Street Address	4189 PEEPLES LN
City	WAUCHULA
State	FL
Zip	33873-5362
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Pasture
Local Zoning Code	A-1
Legal Description	20 AC COM NW COR OF SEC RUN S 00 DEG 14M 11S E 1271.58 FT N 89 DEG 34M 16S E 2247.49 FT TO POB N 89 DEG 34M 16S E 618.60 FT S 00 DEG 00M 00S E 1411.13 FT N 89 DEG 55M 08S W 593.42 FT N 89 DEG 51M 59S W 25.16 FT N 00 DEG 00M 00S W 1405.60 FT TO POB S
Legal Range	26E
Legal Township	33S
Legal Section	28
Jurisdiction	HARDEE FL
Township / Civil Division	ZOLFO SPRINGS
Census Block Group	1
Census Block	1036
Census Tract	970101

Owner

Source: Hardee County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	120 W MAIN ST, WAUCHULA, FL 33873-2820
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage ARCADIA ABSTRACT AND TITLE COMPANY IN, ARCADIA ABSTRACT & TITLE
Jul 17, 2020	Loan Modification, Mortgage FIRST NAT'L BK/WAUCHULA
Jul 19, 2019	Loan Modification, Mortgage FIRST NAT'L BK/WAUCHULA
Jul 19, 2018	Loan Modification, Mortgage FIRST NAT'L BK/WAUCHULA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2012
Deed Sale	Apr 26, 2012
Deed Document Number	20122515
Last Transfer Date	Jul 30, 2024
Transfer Doc	0000004876
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDEE FL
Recording Date	May 26, 2026
Property Address	4189 PEEPLES LN, WAUCHULA, FL 33873-5362
Document Number	0000002820
Instrument Date	May 22, 2026
Instrument	20262820
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ARCADIA ABSTRACT AND TITLE COMPANY IN, ARCADIA ABSTRACT & TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4189 PEEPLES LN, WAUCHULA, FL 33873-5362

Mortgage

Document Number	0000002820,
Date	May 26, 2026
Instrument	20262820

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.23%
Max Rate	-1%

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARDEE FL
Property Address	4189 PEEPLES LN, WAUCHULA, FL 33873-5362
Document Number	0025003724
Instrument Date	Jul 17, 2020
Transaction Type	Mortgage
Record Updated	Aug 31, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	240 STENSTROM RD WAUCHULA FL 338739450, WAUCHULA, FL 33873-9450

Mortgage

Document Number	0025003724
Date	Jul 31, 2020
Instrument	25003724

Lender

Name	FIRST NAT'L BK/WAUCHULA
Type	Bank
Address	WAUCHULA, FL 33873

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Jul 30, 2021

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARDEE FL
Property Address	4189 PEEPLES LN, WAUCHULA, FL 33873-5362
Document Number	0025004704
Instrument Date	Jul 19, 2019
Transaction Type	Mortgage
Record Updated	Aug 29, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	240 STENSTROM RD WAUCHULA FL 338739450, WAUCHULA, FL 33873-9450

Mortgage

Document Number	0025004704
Date	Aug 7, 2019
Instrument	25004704

Lender

Name	FIRST NAT'L BK/WAUCHULA
Type	Bank
Address	WAUCHULA, FL 33873

Agreement

Amount	Amount Recorded

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARDEE FL
Property Address	4189 PEEPLES LN, WAUCHULA, FL 33873-5362
Document Number	0025004969
Instrument Date	Jul 19, 2018
Transaction Type	Mortgage
Record Updated	Aug 24, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1445 N ED WELLS RD WAUCHULA FL 338734454, WAUCHULA, FL 33873-4454

Mortgage

Document Number	0025004969
Date	Aug 9, 2018
Instrument	25004969

Lender

Name	FIRST NAT'L BK/WAUCHULA
Type	Bank
Address	WAUCHULA, FL 33873

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Aug 8, 2019

Tax Assessment & Valuation

Source: Hardee County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hardee County
Unified School District	Hardee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$66.00 (-4.35%)	$5,000 (-)	$220,000 (+1%) Land $220,000
2024	$69.00 (-4.17%)	$5,000 (-) Land $5,000	$200,000 (-)
2023	$72.00	$5,000 (-) Land $5,000	$200,000 (+25%)
2022	$72.00	$5,000 Land $5,000	$160,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 65% of Florida
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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