Island County property record for 4218 E Harbor Rd, Freeland, WA 98249
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,555 sqft · built 1995 |
| Lot Size | 6.35 acres (276,606 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,672 (2026) |
| Deeds & Mortgages | Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R23026-246-4940 |
| Primary APN | R23026-246-4940 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,555 sqft Living Area |
| 1st Floor Area | 1,555 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Hardboard/Plywood |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Material | Asphalt |
| Lot Area | 276,606 sqft (6.35 acres) |
| Porch | Open Porch |
| Porch Area | 622 sqft |
| Heating System | Floor/Wall Furnace |
|---|---|
| Heating Fuel | Electric |
| Street Address | 4218 E HARBOR RD |
|---|---|
| City | FREELAND |
| State | WA |
| Zip | 98249-9319 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 10 |
| Legal Description | 2 - N425 OF NE SE LY N OF BEVERLY BCH RD EX W650 EX CO RD ALG ELN |
| Legal Range | 2E |
| Legal Township | 30N |
| Legal Section | 26 |
| Jurisdiction | ISLAND WA |
| Township / Civil Division | SOUTH WHIDBEY ISLAND |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 971900 |
Source: Island County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4218 E HARBOR RD, FREELAND, WA 98249-9319 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 28, 2015 |
| Deed Sale | Dec 28, 2015 |
| Deed Document Number | 20154391725 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ISLAND WA |
| Property Address | 4218 E HARBOR RD, FREELAND, WA 98249-9319 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0004435523 |
|---|---|
| Date | Dec 11, 2017 |
| Instrument | 4435523 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2048 |
Source: Island County assessment roll, as of October 20, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Island County |
| Unified School District | South Whidbey School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,672.00 (+39.05%) | ||
| 2025 | $587,796 (+6.11%) Land $370,000 Building $217,796 | $587,796 (+6.11%) Land $370,000 Building $217,796 | |
| 2023 | $3,360.00 | $553,939 (+11.74%) Land $330,000 Building $223,939 | $553,939 (+11.74%) Land $330,000 Building $223,939 |
| 2022 | $495,745 Land $290,000 Building $205,745 | $495,745 Land $290,000 Building $205,745 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 24 policies |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 9 (1996–2023) |
| Most Recent Claim | Feb 2023 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Whidbey Telephone Fiber | 1,000 / 1,000 |
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