4129 E Harbor Rd, Freeland, WA 98249 Property Records

Island County property record for 4129 E Harbor Rd, Freeland, WA 98249

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,120 sqft · built 1968
Lot Size0.68 acres (29,621 sqft)
OwnerIndividual Name on File
Tax Bill$3,211 (2026)
Deeds & MortgagesJan 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNS7170-00-00010-0

Property Details

APN / Parcel Number

Primary APNS7170-00-00010-0
Alternative APN
  • 280911

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,120 sqft Living Area
1st Floor Area768 sqft
Upper Floors Area352 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1972
Exterior MaterialHardboard/Plywood
Construction TypeWood
Foundation TypeBlock
Roof MaterialAsphalt
Lot Area29,621 sqft (0.68 acres)
Garage TypeDetached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area392 sqft

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace
Heating FuelElectric

Location & Zoning

Street Address4129 E HARBOR RD
CityFREELAND
StateWA
Zip98249-9517
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code10
Legal DescriptionHOL HBR HTS LOT 10
Legal SubdivisionHOL HBR HTS
Legal Lot Number10
JurisdictionISLAND WA
Township / Civil DivisionSOUTH WHIDBEY ISLAND
Census Block Group3
Census Block3013
Census Tract971900

Owner

4129 E Harbor Rd is owned and occupied by an individual.

Source: Island County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address4129 E HARBOR RD, FREELAND, WA 98249-9517
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionISLAND WA
Property Address4129 E HARBOR RD, FREELAND, WA 98249-9517
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTICOR TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0004416170
DateJan 31, 2017
Instrument4416170
Lender
NameMORTGAGE BROKERS SERVICES
TypeMortgage Company
AddressRENTON, WA 98057
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 4129 E Harbor Rd was $3,211.

Source: Island County assessment roll, as of October 20, 2025

Property Jurisdictions

TypeName
StateWashington
CountyIsland County
Unified School DistrictSouth Whidbey School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,211.00
2025$404,374 Land $260,000 Building $144,374$404,374 Land $260,000 Building $144,374
2023$2,532.00$386,400 (+3.12%) Land $240,000 Building $146,400$386,400 (+3.12%) Land $240,000 Building $146,400
2022$374,701 Land $240,000 Building $134,701$374,701 Land $240,000 Building $134,701

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4129 E Harbor Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 24 policies
Nearby Flood Policies24 in force
Nearby Flood Claims8 (1999–2022)
Claims Outside the SFHA2 of 8
Most Recent ClaimDec 2022 · river or lake flooding
Claims by Event
  • Severe Storms, Flooding, Tidal Surge, Landslides, And Mudslides, Feb 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4129 E Harbor Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Whidbey Telephone
Fiber
1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on E Harbor Rd

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