4215 S Emerald Ave, Chicago, IL 60609 Property Records

Cook County property record for 4215 S Emerald Ave, Chicago, IL 60609

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,185 sqft · built 2002
Lot Size	0.072 acres (3,125 sqft)
Owner	Individual Name on File
Last Sale	$485,000 (Sep 2025)
Tax Bill	$6,896 (2023)
Deeds & Mortgages	Jul 2023 Mortgage Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20-04-124-037`

Property Details

APN / Parcel Number

Primary APN	`20-04-124-037`
Alternative APN	`20-04-124-037-0000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,185 sqft Living Area
1st Floor Area	1,185 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2004
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	3,125 sqft (0.072 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	4215 S EMERALD AVE
City	CHICAGO
State	IL
Zip	60609-2609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Range	14E
Legal Township	38N
Legal Section	04
Legal Subdivision	SUPERIOR COURT PARTITION
Legal Block	19
Legal Lot Number	30
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	1
Census Block	1042
Census Tract	842600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chicago Park Boulevard System Historic District listed 2018 · 3,052 contributing resources · NRIS 12000040

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

4215 S Emerald Ave is owned by an individual who bought it in September 2025.

Source: Cook County records, as of July 13, 2026

Owner of Record	Individual Name on File
Mailing Address	3811 S PARNELL AVE, CHICAGO, IL 60609-1735
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2023	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Jan 27, 2022	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Sep 18, 2025	Warranty Deed, Transfer · Conventional Mortgage CITIBANK NA
Aug 22, 2019	Loan Modification, Mortgage · FHA Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2025 · Amount on File
Deed Sale	Sep 18, 2025 · Amount on File
Prior Sale	Jul 29, 2008 · Amount on File
Deed Document Number	202526057
Prior Transfer Date	Nov 20, 2002
Prior Transfer Doc	0000022143
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4215 S EMERALD AVE, CHICAGO, IL 60609-2609
Transaction Type	Mortgage
Record Updated	Oct 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4215 S EMERALD AVE, CHICAGO, IL 60609-2609

Mortgage

Document Number	0020041026
Date	Jul 19, 2023
Instrument	2320041026

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	354 Months
Due	Jan 1, 2053

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4215 S EMERALD AVE, CHICAGO, IL 60609-2609
Transaction Type	Mortgage
Record Updated	Oct 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4215 S EMERALD AVE, CHICAGO, IL 60609-2609

Mortgage

Document Number	0002713323
Date	Jan 27, 2022
Instrument	2202713323

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	332 Months
Due	Sep 1, 2049

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Sep 18, 2025
Property Address	4215 S EMERALD AVE, CHICAGO, IL 60609-2609
Document Number	0026126057
Instrument Date	Aug 6, 2025
Instrument	2526126057
Transaction Type	Transfer
Record Updated	Oct 7, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$485.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4215 S EMERALD AVE, CHICAGO, IL 60609-2609

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3811 S PARNELL AVE, CHICAGO, IL 60609-1735

Mortgage

Document Number	0026126058
Date	Sep 18, 2025
Instrument	2526126058

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2040

Interest

Rate	5.87%

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COOK IL
Property Address	4215 S EMERALD AVE, CHICAGO, IL 60609-2609
Document Number	1924608188
Instrument Date	Aug 22, 2019
Transaction Type	Mortgage
Record Updated	Sep 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4215 S EMERALD AVE CHICAGO IL 606092609, CHICAGO, IL 60609-2609

Mortgage

Document Number	1924608188
Date	Sep 3, 2019
Instrument	24608188

Lender

Name	BANK OF AMERICA
Type	Bank
Address	DENVER, CO 80249

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 2, 2049

Interest

Rate	4.37%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$35,000 Land $2,500 Building $32,500	$350,000 Land $25,000 Building $325,000
2023	$6,896.00 (+2.91%) Homeowner's exemption	$36,000 (-) Land $3,125 Building $32,875	$360,000 (-) Land $31,250 Building $328,750
2022	$6,701.00 (+2.01%) Homeowner's exemption	$36,000 (-) Land $3,125 Building $32,875	$360,000 (-) Land $31,250 Building $328,750
2021	$6,569.00 Homeowner's exemption	$36,000 Land $3,125 Building $32,875	$360,000 Land $31,250 Building $328,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4215 S Emerald Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4215 S Emerald Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Astound Broadband.

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