4209 S Emerald Ave, Chicago, IL 60609 Property Records

Cook County property record for 4209 S Emerald Ave, Chicago, IL 60609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,102 sqft · built 2001
Lot Size	0.072 acres (3,125 sqft)
Owner	Individual Name on Record
Last Sale	$232,000 (Mar 2002)
Tax Bill	$5,040 (2023)
Deeds & Mortgages	Oct 2023 Line of Credit Feb 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`20-04-124-003`

Property Details

APN / Parcel Number

Primary APN	`20-04-124-003`
Alternative APN	`20-04-124-003-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,102 sqft Living Area
1st Floor Area	1,102 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	3,125 sqft (0.072 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4209 S EMERALD AVE
City	CHICAGO
State	IL
Zip	60609-2609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	(SUBDIVISION) OF BLK 19 OF SUPERIOR COURT PARTITION O F WH NW SEC 04-38-14
Legal Range	14E
Legal Township	38N
Legal Section	04
Legal Subdivision	SUBDIVISION OF BLK 19 OF SUPERIOR COUR
Legal Block	19
Legal Lot Number	32
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	1
Census Block	1042
Census Tract	842600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chicago Park Boulevard System Historic District listed 2018 · 3,052 contributing resources · NRIS 12000040

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4209 S EMERALD AVE, CHICAGO, IL 60609-2609
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2023	Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE INC
Feb 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP
Mar 7, 2020	Deed of Trust, Mortgage · Conventional with PMI FIRST CENTENNIAL MTG CORP
May 17, 2018	Deed of Trust, Mortgage · FHA Mortgage GUARANTEED RATE
Aug 21, 2017	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 13, 2002 · Amount on Record
Deed Sale	Mar 13, 2002 · Amount on Record
Prior Sale	Feb 23, 2001 · Amount on Record
Deed Document Number	200283388
Prior Transfer Date	Dec 17, 1993
Prior Transfer Doc	0000000606
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4209 S EMERALD AVE, CHICAGO, IL 60609-2609
Transaction Type	Mortgage
Record Updated	Oct 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0029028262
Date	Oct 17, 2023
Instrument	2329028262

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Oct 16, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4209 S EMERALD AVE, CHICAGO, IL 60609-2609
Transaction Type	Mortgage
Record Updated	Nov 2, 2022
Title Company	GREATER ILLINOIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003312077
Date	Feb 2, 2021
Instrument	2103312077

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company
Address	AURORA, IL 60506

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.25%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4209 S EMERALD AVE, CHICAGO, IL 60609-2609
Document Number	2007746236
Instrument Date	Mar 7, 2020
Transaction Type	Mortgage
Record Updated	Apr 7, 2020
Title Company	GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4209 S EMERALD AVE CHICAGO IL 606092609, CHICAGO, IL 60609-2609

Mortgage

Document Number	2007746236
Date	Mar 17, 2020
Instrument	7746236

Lender

Name	FIRST CENTENNIAL MTG CORP
Address	AURORA, IL 60506

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 16, 2050

Interest

Rate Type	Fixed Rate
Rate	4.6%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4209 S EMERALD AVE, CHICAGO, IL 60609-2609
Document Number	1814906051
Instrument Date	May 17, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2019
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4209 S EMERALD AVE CHICAGO IL 606092609, CHICAGO, IL 60609-2609

Mortgage

Document Number	1814906051
Date	May 29, 2018
Instrument	14906051

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 28, 2048

Interest

Rate Type	Fixed Rate
Rate	4.37%

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4209 S EMERALD AVE, CHICAGO, IL 60609-2609
Document Number	1726915129
Instrument Date	Aug 21, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4209 S EMERALD AVE CHICAGO IL 606092609, CHICAGO, IL 60609-2609

Mortgage

Document Number	1726915129
Date	Sep 26, 2017
Instrument	26915129

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 25, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$29,347 (-10.98%) Land $2,500 Building $26,847	$293,470 (-10.98%) Land $25,000 Building $268,470
2023	$5,040.00 (-17.06%)
2022	$6,077.00 (-7.49%) Homeowner's exemption	$32,967 (-8.43%) Land $3,125 Building $29,842	$329,670 (-8.43%) Land $31,250 Building $298,420
2021	$6,569.00 Homeowner's exemption	$36,000 Land $3,125 Building $32,875	$360,000 Land $31,250 Building $328,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Astound Broadband.

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