Sarasota County property record for 4215 Ruth Way, Sarasota, FL 34232
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,645 sqft · built 1955 |
| Lot Size | 0.26 acres (11,340 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $189,000 (Feb 2005) |
| Tax Bill | $1,474 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Aug 2025 Transfer |
| APN | 0060-16-0022 |
| Primary APN | 0060-16-0022 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,645 sqft Living Area |
| Gross Area | 1,887 sqft |
| 1st Floor Area | 1,645 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 11,340 sqft (0.26 acres) |
| Lot Dimensions | 108 ft deep x 70 ft wide |
| View / Lot | Mainland |
| Porch | Screened Porch |
| Porch Area | 372 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0060160022 |
|---|---|
| Street Address | 4215 RUTH WAY |
| City | SARASOTA |
| State | FL |
| Zip | 34232-3939 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF3 |
| Legal Description | LOT 593 & W 1/2 LOT 594 SARASOTA SPRINGS UNIT 5 |
| Legal Range | 18E |
| Legal Township | 36S |
| Legal Section | 34 |
| Legal Subdivision | SARASOTA SPRINGS UNIT 05 |
| Legal Tract | 1169 |
| Legal Lot Number | 593 |
| Legal Unit | 5 |
| Jurisdiction | SARASOTA FL |
| Township / Civil Division | SARASOTA |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 1503 |
4215 Ruth Way is owner-occupied and held in a trust since August 2025.
Source: Sarasota County records, as of July 14, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 4215 RUTH WAY, SARASOTA, FL 34232-3939 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 6, 2026 | Deed of Trust, Mortgage · Line of Credit ACHIEVA CREDIT UNION |
| Aug 27, 2025 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 16, 2005 · Amount on File |
| Deed Sale | Feb 16, 2005 · Amount on File |
| Deed Document Number | 200532975 |
| Last Transfer Date | Aug 27, 2025 |
| Transfer Doc | 0000128107 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARASOTA FL |
| Recording Date | Jul 6, 2026 |
| Property Address | 4215 RUTH WAY, SARASOTA, FL 34232-3939 |
| Document Number | 0000091288 |
| Instrument Date | Jun 30, 2026 |
| Instrument | 202691288 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Relationship | Trust, 212 |
| Address | 4215 RUTH WAY, SARASOTA, FL 34232-3939 |
| Document Number | 0000091288, |
|---|---|
| Date | Jul 6, 2026 |
| Instrument | 202691288 |
| Name | ACHIEVA CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jul 27, 2051 |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SARASOTA FL |
| Recording Date | Aug 27, 2025 |
| Property Address | 4215 RUTH WAY, SARASOTA, FL 34232-3939 |
| Document Number | 0000128107 |
| Map Reference | MB 8 PG 21 |
| Instrument Date | Aug 27, 2025 |
| Instrument | 2025128107 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7 MAIN ST, SARASOTA, FL 34237 |
| Name | Verified Name |
|---|---|
| Address | 4215 RUTH WAY, SARASOTA, FL 34232-3939 |
The 2025 property tax bill for 4215 Ruth Way was $1,474.
Source: Sarasota County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Sarasota County |
| Unified School District | Sarasota County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,474.00 | $103,468 | $242,600 Land $131,200 Building $111,400 |
| 2023 | $1,320.00 (+1.38%) Homeowner's exemption Widower's exemption | $97,623 (+3%) | $267,700 (+5.94%) Land $118,300 Building $149,400 |
| 2022 | $1,302.00 Homeowner's exemption Widower's exemption | $94,780 | $252,700 Land $116,000 Building $136,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA's flood maps do not cover 4215 Ruth Way; there have been 7 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Outside mapped area |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on File median of 35 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 7 (1985–2024) |
| Claims Outside the SFHA | 5 of 7 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4215 Ruth Way is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SARASOTA CO SPECIAL UTIL DIST serves 272,267 people · EPA ID FL6581591 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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