Sarasota County property record for 4205 Ruth Way, Sarasota, FL 34232
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,562 sqft · built 1979 |
| Lot Size | 0.202 acres (8,791 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $365,440 (Feb 2026) |
| Tax Bill | $2,909 (2025) |
| Deeds & Mortgages | Feb 2026 Sale & Mortgage Apr 2025 Sale & Mortgage + 1 more |
| APN | 0060-16-0020 |
| Primary APN | 0060-16-0020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,562 sqft Living Area |
| Gross Area | 1,882 sqft |
| 1st Floor Area | 1,562 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 8,791 sqft (0.202 acres) |
| Lot Dimensions | 108 ft deep x 70 ft wide |
| View / Lot | Mainland |
| Garage Type | Attached |
| Garage Area | 320 sqft |
| Porch | Open Porch |
| Porch Area | 20 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0060160020 |
|---|---|
| Street Address | 4205 RUTH WAY |
| City | SARASOTA |
| State | FL |
| Zip | 34232-3939 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF3 |
| Legal Description | LOT 591 SARASOTA SPRINGS UNIT 5 |
| Legal Range | 18E |
| Legal Township | 36S |
| Legal Section | 34 |
| Legal Subdivision | SARASOTA SPRINGS UNIT 05 |
| Legal Tract | 1169 |
| Legal Lot Number | 591 |
| Legal Unit | 5 |
| Jurisdiction | SARASOTA FL |
| Township / Civil Division | SARASOTA |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 1503 |
4205 Ruth Way is owned and occupied by two individuals who bought it in February 2026.
Source: Sarasota County records, as of May 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4205 RUTH WAY, SARASOTA, FL 34232-3939 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 19, 2026 | Warranty Deed, Transfer · Conventional Mortgage FIRST COLONY MORTGAGE CORP |
| Apr 28, 2025 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Sep 19, 2022 | Warranty Deed, Transfer · FHA Mortgage BANK OF ENGLAND |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 19, 2026 · Amount on File |
| Deed Sale | Feb 19, 2026 · Amount on File |
| Prior Sale | Apr 28, 2025 · Amount on File |
| Deed Document Number | 202621637 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SARASOTA FL |
| Recording Date | Feb 19, 2026 |
| Property Address | 4205 RUTH WAY, SARASOTA, FL 34232-3939 |
| Document Number | 0000021637 |
| Map Reference | MB 8 PG 21 |
| Instrument Date | Feb 13, 2026 |
| Instrument | 2026021637 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,558.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4757 ACORN CIR, SARASOTA, FL 34233-3936 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4205 RUTH WAY, SARASOTA, FL 34232-3939 |
| Document Number | 0000021638 |
|---|---|
| Date | Feb 19, 2026 |
| Instrument | 2026021638 |
| Name | FIRST COLONY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SARASOTA FL |
| Recording Date | Apr 28, 2025 |
| Property Address | 4205 RUTH WAY, SARASOTA, FL 34232-3939 |
| Document Number | 0000064546 |
| Map Reference | MB 8 PG 21 |
| Instrument Date | Apr 17, 2025 |
| Instrument | 2025064546 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,632.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2533 BISPHAM RD, SARASOTA, FL 34231-5726 |
| Name | Verified Name |
|---|---|
| Address | 4205 RUTH WAY, SARASOTA, FL 34232-3939 |
| Document Number | 0000064547 |
|---|---|
| Date | Apr 28, 2025 |
| Instrument | 2025064547 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SARASOTA FL |
| Recording Date | Sep 19, 2022 |
| Property Address | 4205 RUTH WAY, SARASOTA, FL 34232-3939 |
| Document Number | 0000151410 |
| Map Reference | MB 8 PG 21 |
| Instrument Date | Sep 15, 2022 |
| Instrument | 2022151410 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,415.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4205 RUTH WAY, SARASOTA, FL 34232-3939 |
| Name | Verified Name |
|---|---|
| Address | 4205 RUTH WAY, SARASOTA, FL 34232-3939 |
| Document Number | 0000151411 |
|---|---|
| Date | Sep 19, 2022 |
| Instrument | 2022151411 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
The 2025 property tax bill for 4205 Ruth Way was $2,909, down 23.3% from the year before.
Source: Sarasota County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Sarasota County |
| Unified School District | Sarasota County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,909.00 (-23.33%) | $253,600 Land $112,900 Building $140,700 | $253,600 Land $112,900 Building $140,700 |
| 2024 | $3,794.00 (-1.76%) | ||
| 2023 | $3,862.00 (+177.24%) | $276,100 (+169.66%) Land $103,000 Building $173,100 | $276,100 (+6.56%) Land $103,000 Building $173,100 |
| 2022 | $1,393.00 | $102,389 | $259,100 Land $101,000 Building $158,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA's flood maps do not cover 4205 Ruth Way; there have been 7 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Outside mapped area |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on File median of 35 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 7 (1985–2024) |
| Claims Outside the SFHA | 5 of 7 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4205 Ruth Way is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SARASOTA CO SPECIAL UTIL DIST serves 272,267 people · EPA ID FL6581591 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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