Kane County property record for 4215 River View Dr, Saint Charles, IL 60175
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,866 sqft · built 2004 |
| Lot Size | 0.856 acres (37,304 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $768,000 (Aug 2019) |
| Tax Bill | $21,785 (2025) |
| Deeds & Mortgages | Apr 2024 Transfer Apr 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-15-103-005 |
| Primary APN | 09-15-103-005 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,866 sqft Living Area |
| Basement Area | 1,453 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 37,304 sqft (0.856 acres) |
| Garage Type | Attached |
| Garage Area | 868 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 902 sqft |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 4215 RIVER VIEW DR |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60175-5646 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVERS EDGE - PHASE 2 LOT # 13 |
| Legal Subdivision | RIVERS EDGE |
| Legal Phase | 2 |
| Legal Block | 2 |
| Legal Lot Number | 13 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 852103 |
4215 River View Dr is owner-occupied and held in a trust since April 2024.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 4215 RIVER VIEW DR, SAINT CHARLES, IL 60175-5646 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 5, 2024 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Apr 27, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST AMERICAN BANK |
| May 14, 2020 | Deed of Trust, Mortgage CALIBER HM LOANS |
| Aug 2, 2019 | Warranty Deed, Transfer · Conventional Mortgage MIDWEST COMMUNITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 2, 2019 · Amount on File |
| Deed Sale | Aug 2, 2019 · Amount on File |
| Prior Sale | Jul 5, 2013 · Amount on File |
| Deed Document Number | 201934282 |
| Last Transfer Date | Apr 5, 2024 |
| Transfer Doc | 0000011134 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Apr 5, 2024 |
| Property Address | 4215 RIVER VIEW DR, ST CHARLES, IL 60175-5646 |
| Document Number | 0000011134 |
| Map Reference | DOC 2002K051816 |
| Instrument Date | Apr 5, 2024 |
| Instrument | 2024K011134 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4215 RIVER VIEW DR, ST CHARLES, IL 60175-5646 |
| Name | Verified Name |
|---|---|
| Address | 4215 RIVER VIEW DR, ST CHARLES, IL 60175-5646 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 4215 RIVER VIEW DR, ST CHARLES, IL 60175-5646 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000022705 |
|---|---|
| Date | Apr 27, 2022 |
| Instrument | 2022K022705 |
| Name | FIRST AMERICAN BANK |
|---|---|
| Type | Bank |
| Address | HAMPSHIRE, IL 60140 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | May 1, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Min Rate At Change | 3.25% |
| Max Rate | 18% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 4215 RIVER VIEW DR, ST CHARLES, IL 60175-5646 |
| Document Number | 0000025660 |
| Instrument Date | May 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4215 RIVER VIEW DR ST CHARLES IL 601755646, ST CHARLES, IL 60175-5646 |
| Document Number | 0000025660 |
|---|---|
| Date | May 19, 2020 |
| Instrument | 25660 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 18, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Aug 2, 2019 |
| Property Address | 4215 RIVER VIEW DR, ST CHARLES, IL 60175-5646 |
| Document Number | 0000034282 |
| Map Reference | DOC 2002K051816 |
| Instrument Date | Jul 11, 2019 |
| Instrument | 2019K034282 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | PROPER TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $768.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4215 RIVER VIEW DR, 4215, SAINT CHARLES, IL 60175-5646 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4215 RIVER VIEW DR, SAINT CHARLES, IL 60175-5646 |
| Document Number | 0000034283 |
|---|---|
| Date | Aug 2, 2019 |
| Instrument | 2019K034283 |
| Name | MIDWEST COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2049 |
The 2025 property tax bill for 4215 River View Dr was $21,785.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $21,785.00 | $318,632 (+8.53%) Land $72,749 Building $245,883 | $956,279 (+8.53%) Land $218,334 Building $737,944 |
| 2024 | $293,589 Land $67,031 Building $226,558 | $881,119 Land $201,173 Building $679,946 | |
| 2022 | $18,433.00 (+3.99%) Homeowner's exemption | $234,881 (+4.91%) Land $72,308 Building $162,573 | $704,643 (+4.91%) Land $216,924 Building $487,719 |
| 2021 | $17,725.00 Homeowner's exemption | $223,888 Land $68,924 Building $154,964 | $671,664 Land $206,772 Building $464,892 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4215 River View Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4215 River View Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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