4155 River View Dr, Saint Charles, IL 60175 Property Records

Kane County property record for 4155 River View Dr, Saint Charles, IL 60175

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 4,258 sqft · built 2005
Lot Size0.578 acres (25,164 sqft)
Owner2 Individual Names on Record
Last Sale$735,000 (Nov 2018)
Tax Bill$23,910 (2025)
Deeds & MortgagesSep 2019 Mortgage
Nov 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-15-103-006

Property Details

APN / Parcel Number

Primary APN09-15-103-006

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area4,258 sqft Living Area
Basement Area1,200 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleSplit Level
Exterior MaterialBrick Veneer
Construction TypeFrame
Foundation TypeConcrete
Roof TypeHip
Roof MaterialAsphalt
Lot Area25,164 sqft (0.578 acres)
Garage TypeAttached
Garage Area784 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address4155 RIVER VIEW DR
CitySAINT CHARLES
StateIL
Zip60175-5667
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIVERS EDGE - PHASE 2 LOT # 14
Legal SubdivisionRIVERS EDGE
Legal Phase2
Legal Block2
Legal Lot Number14
JurisdictionKANE IL
Township / Civil DivisionST. CHARLES
Census Block Group2
Census Block2017
Census Tract852103

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4155 RIVER VIEW DR, SAINT CHARLES, IL 60175-5667
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Sep 26, 2019Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Nov 13, 2018Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 13, 2018 · Amount on Record
Deed SaleNov 13, 2018 · Amount on Record
Prior SaleNov 14, 2007 · Amount on Record
Deed Document Number201855112
Prior Transfer DateDec 22, 2009
Prior Transfer Doc0000004567
Record UpdatedOct 29, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address4155 RIVER VIEW DR, ST CHARLES, IL 60175-5667
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTEK TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000045149
DateSep 26, 2019
Instrument2019K045149
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2049
Interest
Rate4%

November 2018: Deed, Transfer

Document TypeDeed
JurisdictionKANE IL
Recording DateNov 13, 2018
Property Address4155 RIVER VIEW DR, ST CHARLES, IL 60175-5667
Document Number0000055112
Map ReferenceDOC2002K051816
Instrument DateNov 5, 2018
Instrument2018K055112
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$735.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4155 RIVER VIEW DR, SAINT CHARLES, IL 60175-5667

Mortgage

Document Number0000055113
DateNov 13, 2018
Instrument2018K055113
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2048

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
MunicipalitySt. Charles City
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$23,910.00 (+15.97%) Homeowner's exemption$348,927 (+8.53%) Land $72,749 Building $276,178$1,047,200 (+8.53%) Land $218,334 Building $828,866
2024$321,503 (+23.02%) Land $67,031 Building $254,472$964,895 (+23.07%) Land $201,173 Building $763,721
2022$20,617.00 (+3.79%) Homeowner's exemption$261,351 (+4.73%) Land $72,308 Building $189,043$784,053 (+4.73%) Land $216,924 Building $567,129
2021$19,864.00 Homeowner's exemption$249,559 Land $68,924 Building $180,635$748,677 Land $206,772 Building $541,905

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES
serves 33,081 people · EPA ID IL0894830
Water SourceGroundwater
Last State InspectionOct 2022
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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