4215 Regency Dr, Saluda, VA 23149 Property Records

Gloucester County property record for 4215 Regency Dr, Saluda, VA 23149

Property Summary

Property Type	Manufactured or Modular Home
Lot Size	5.51 acres (240,016 sqft)
Owner	2 Individual Names on File
Last Sale	$340,000 (Jun 2025)
Tax Bill	$1,564 (2025)
Deeds & Mortgages	Jun 2025 Sale & Mortgage Nov 2023 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`34084`

Property Details

APN / Parcel Number

Primary APN	`34084`

Exterior

Architectural Style	Modular
Lot Area	240,016 sqft (5.51 acres)

Location & Zoning

Street Address	4215 REGENCY DR
City	SALUDA
State	VA
Zip	23149-2514
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	RC-1
Legal Description	REGENCY WOODS LOT 10
Legal Subdivision	PLAT: PB20 683
Legal Lot Number	10
Jurisdiction	GLOUCESTER VA
Township / Civil Division	PETSWORTH
Census Block Group	2
Census Block	2011
Census Tract	100101

Owner

Source: Gloucester County records · APN 34084

Assessment roll updated October 27, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4215 REGENCY DR, SALUDA, VA 23149-2514
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 06, 2025	Deed, Transfer · FHA Mortgage TOWNE MORTGAGE
Nov 17, 2023	Special Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Oct 06, 2023	Trustee's Deed, Foreclosure
Jul 10, 2018	Deed of Trust, Mortgage · VA Mortgage ALCOVA MORTGAGE LLC
Jun 18, 2020	Deed of Trust, Mortgage · VA Mortgage NP INC
May 28, 2019	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Dec 21, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 06, 2025 · Amount on Record
Deed Sale	Jun 06, 2025 · Amount on Record
Prior Sale	Nov 17, 2023 · Amount on Record
Deed Document Number	20252274
Prior Transfer Date	Aug 09, 2024
Prior Transfer Doc	0000003136
Record Updated	Sep 20, 2026

June 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Jun 06, 2025
Property Address	4215 REGENCY DR, SALUDA, VA 23149-2514
Document Number	0250002274
Map Reference	MB 20 PG 729
Instrument Date	Jun 02, 2025
Instrument	250002274
Transaction Type	Transfer
Record Updated	Oct 27, 2025
Title Company	SAGE TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4215 REGONOY DRIVE, SALUDA, VA 23149

Mortgage

Document Number	0250002276
Date	Jun 06, 2025
Instrument	250002276

Lender

Name	TOWNE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2055

November 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Nov 17, 2023
Property Address	4215 REGENCY DR, SALUDA, VA 23149-2514
Document Number	0230004390
Instrument Date	Nov 09, 2023
Instrument	230004390
Transaction Type	Transfer
Record Updated	Dec 06, 2023
Title Company	THE CLOSING BOUTIQUE LLC, THE CLOSING SHOP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4215 REGENCY DR, SALUDA, VA 23149-2514

Mortgage

Document Number	0230004391
Date	Nov 17, 2023
Instrument	230004391

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

October 2023: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Oct 06, 2023
Property Address	4215 REGENCY DR, SALUDA, VA 23149-2514
Document Number	0230003775
Instrument Date	Aug 07, 2023
Instrument	230003775
Transaction Type	Foreclosure
Record Updated	Nov 08, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 W END AVE STE 760, 760, NASHVILLE, TN 37203-6860

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	4215 REGENCY DR, SALUDA, VA 23149-2514
Transaction Type	Mortgage
Record Updated	Sep 06, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0180003007
Date	Jul 10, 2018
Instrument	180003007

Lender

Name	ALCOVA MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2048

Interest

Rate Type	Fixed Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	4215 REGENCY DR, SALUDA, VA 23149-2514
Transaction Type	Mortgage
Record Updated	Sep 06, 2022
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200002900
Date	Jun 18, 2020
Instrument	200002900

Lender

Name	NP INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2050

Interest

Rate Type	Fixed Rate

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	4215 REGENCY DR, SALUDA, VA 23149-2514
Transaction Type	Mortgage
Record Updated	Sep 06, 2022
Title Company	BCHH INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190002153
Date	May 28, 2019
Instrument	190002153

Lender

Name	THE FEDERAL SAVINGS BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	May 01, 2048

Interest

Rate Type	Fixed Rate

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	4215 REGENCY DR, SALUDA, VA 23149-2514
Transaction Type	Mortgage
Record Updated	Sep 06, 2022
Title Company	SOLIDIFI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210008905
Date	Dec 21, 2021
Instrument	210008905

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	357 Months
Due	Sep 01, 2051

Interest

Rate Type	Fixed Rate
Rate	2.25%

Tax Assessment & Valuation

Source: Gloucester County records · Assessment roll updated October 27, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,564.00 (+5.32%)	$254,750 (-) Land $66,150 Building $188,600	$254,750 (-) Land $66,150 Building $188,600
2024	$1,485.00 (+0.81%)	$254,750 (+0.76%) Land $66,150 Building $188,600	$254,750 (+0.76%) Land $66,150 Building $188,600
2023	$1,473.00 (+3.73%)	$252,820 (+29.08%) Land $66,150 Building $186,670	$252,820 (+29.08%) Land $66,150 Building $186,670
2022	$1,420.00	$195,870 Land $58,680 Building $137,190	$195,870 Land $58,680 Building $137,190

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 20, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force

Wildfire

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 9 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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