4215 Frontier Ln, Osprey, FL 34229 Property Records

Sarasota County property record for 4215 Frontier Ln, Osprey, FL 34229

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,449 sqft · built 2018
OwnerIndividual Name on File
Last Sale$285,000 (Jul 2018)
Tax Bill$2,477 (2025)
Deeds & MortgagesMay 2021 Line of Credit
Oct 2020 Mortgage
+ 1 more
APN0147-08-1175

Property Details

APN / Parcel Number

Primary APN0147-08-1175

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,449 sqft Living Area
1st Floor Area1,449 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialConcrete
View / LotLake
Garage TypeAttached
Garage Area485 sqft
PorchEnclosed Porch
Porch Area101 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4215 FRONTIER LN
CityOSPREY
StateFL
Zip34229-6847
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRMF3
Legal DescriptionUNIT 101, BLDG 19, BAY STREET VILLAGE
Legal Range18E
Legal Township38S
Legal Section10
Legal SubdivisionBAY STREET VILLAGE
Legal Tract8576
Legal Unit101
JurisdictionSARASOTA FL
Township / Civil DivisionOSPREY-LAUREL-NOKOMIS
Census Block Group3
Census Block3007
Census Tract2102

Owner

4215 Frontier Ln, a condominium, is owned and occupied by an individual who bought it in July 2018.

Source: Sarasota County records, as of January 12, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address4215 FRONTIER LN # 101, 101, OSPREY, FL 34229-6847
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 12, 2021Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Oct 5, 2020Deed of Trust, Mortgage · Conventional Mortgage
NFM INC
Jul 31, 2018Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 31, 2018 · Amount on File
Deed SaleJul 31, 2018 · Amount on File
Deed Document Number2018102247
Record UpdatedJun 8, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSARASOTA FL
Property Address4215 FRONTIER LN, OSPREY, FL 34229-6847
Transaction TypeMortgage
Record UpdatedFeb 5, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address4215 FRONTIER LN, OSPREY, FL 34229-6847

Mortgage

Document Number0000088559
DateMay 12, 2021
Instrument2021088559
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount on Record
Term480 Months
DueMay 3, 2061
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSARASOTA FL
Property Address4215 FRONTIER LN, OSPREY, FL 34229-6847
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address4215 FRONTIER LN 101, 101, OSPREY, FL 34229-6847

Mortgage

Document Number0000137883
DateOct 5, 2020
Instrument2020137883
Lender
NameNFM INC
TypeMortgage Company
AddressLINTHICUM HEIGHTS, MD 21090
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2050

July 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionSARASOTA FL
Recording DateJul 31, 2018
Property Address4215 FRONTIER LN, OSPREY, FL 34229-6847
Document Number0000102247
Map ReferenceDOC2014085481
Instrument DateJul 30, 2018
Instrument2018102247
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 4, 2022
Title CompanyDHI TITLE OF FLORIDA

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,995.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10541 BEN C PRATT 6 MILE CYPRESS PKWY # 100, 10541, FORT MYERS, FL 33966

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4215 FRONTIER LN # 101, 101, OSPREY, FL 34229-6847
InvestorPossibly a Property Investor

Mortgage

Document Number0000102248
DateJul 31, 2018
Instrument2018102248
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4215 Frontier Ln was $2,477 with a homeowner's exemption.

Source: Sarasota County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySarasota County
Unified School DistrictSarasota County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,477.00 Homeowner's exemption$252,887$324,700 Building $324,700
2023$2,928.00 (+28.48%) Homeowner's exemption$238,602 (+3%)$352,500 (+1.29%) Building $352,500
2022$2,279.00 Homeowner's exemption$231,652$348,000 Building $348,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 4215 Frontier Ln; there have been 12 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneOutside mapped area
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on File
median of 174 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies506 units insured
incl. 332 condo units
Nearby Flood Claims12 (2017–2024)
Claims Outside the SFHA7 of 12
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 6 claims
  • Hurricane Debby, Aug 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4215 Frontier Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSARASOTA CO SPECIAL UTIL DIST
serves 272,267 people · EPA ID FL6581591
Water SourcePurchased surface water from several systems
Last State InspectionMay 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Frontier Ln

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