4206 Frontier Ln, Osprey, FL 34229 Property Records

Sarasota County property record for 4206 Frontier Ln, Osprey, FL 34229

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,135 sqft · built 2018
OwnerIndividual Name on Record
Last Sale$228,000 (Nov 2018)
Tax Bill$1,851 (2025)
Deeds & MortgagesMar 2022 Mortgage
May 2021 Mortgage
+ 1 more
APN0147-08-1216

Property Details

APN / Parcel Number

Primary APN0147-08-1216

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,135 sqft Living Area
1st Floor Area1,135 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialConcrete
View / LotAverage
Garage TypeBasement
Garage Area1 sqft
Parking Spaces1 Parking Space
PorchFinished/Screened Porch
Porch Area84 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4206 FRONTIER LN
CityOSPREY
StateFL
Zip34229-6847
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRMF3
Legal DescriptionUNIT 105, BLDG 31, BAY STREET VILLAGE
Legal Range18E
Legal Township38S
Legal Section10
Legal SubdivisionBAY STREET VILLAGE
Legal Tract8576
Legal Unit105
JurisdictionSARASOTA FL
Township / Civil DivisionOSPREY-LAUREL-NOKOMIS
Census Block Group3
Census Block3007
Census Tract2102

Owner

Source: Sarasota County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4206 FRONTIER LN, OSPREY, FL 34229-6847
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 18, 2022Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
May 26, 2021Deed of Trust, Mortgage · VA Mortgage
PENNYMAC LOAN SERVICES LLC
Dec 13, 2019Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 21, 2018 · Amount on Record
Deed SaleNov 21, 2018 · Amount on Record
Deed Document Number2018152589
Record UpdatedJun 8, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSARASOTA FL
Property Address4206 FRONTIER LN, OSPREY, FL 34229-6847
Transaction TypeMortgage
Record UpdatedFeb 5, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address4206 FRONTIER LN, OSPREY, FL 34229-6847

Mortgage

Document Number0000046155
DateMar 18, 2022
Instrument2022046155
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term349 Months
DueApr 1, 2051

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSARASOTA FL
Property Address4206 FRONTIER LN, OSPREY, FL 34229-6847
Transaction TypeMortgage
Record UpdatedFeb 5, 2024
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address4206 FRONTIER LN, OSPREY, FL 34229-6847

Mortgage

Document Number0000098661
DateMay 26, 2021
Instrument2021098661
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term344 Months
DueJan 1, 2050

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSARASOTA FL
Property Address4206 FRONTIER LN, OSPREY, FL 34229-6847
Document Number0000175611
Instrument DateDec 13, 2019
Transaction TypeMortgage
Record UpdatedJan 14, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
Address4206 FRONTIER LN OSPREY FL 342296847, OSPREY, FL 34229-6847

Mortgage

Document Number0000175611
DateDec 23, 2019
Instrument175611
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 22, 2049

Tax Assessment & Valuation

Source: Sarasota County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySarasota County
Unified School DistrictSarasota County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,851.00 (-15.9%) Homeowner's exemption$198,387 (+5.99%)$256,200 (-0.54%) Building $256,200
2023$2,201.00 (+3.48%) Homeowner's exemption$187,181 (+3%)$257,600 (+1.66%) Building $257,600
2022$2,127.00 Homeowner's exemption$181,729$253,400 Building $253,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneOutside mapped area
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 174 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies506 units insured
incl. 332 condo units
Nearby Flood Claims12 (2017–2024)
Claims Outside the SFHA7 of 12
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 6 claims
  • Hurricane Debby, Aug 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSARASOTA CO SPECIAL UTIL DIST
serves 272,267 people · EPA ID FL6581591
Water SourcePurchased surface water from several systems
Last State InspectionMay 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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