Isanti County property record for 4215 E Rum River Cir S, Cambridge, MN 55008
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,200 sqft · built 1994 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $335,000 (Apr 2026) |
| Tax Bill | $5,268 (2026) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Mar 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15.116.0110 |
| Primary APN | 15.116.0110 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,200 sqft Heated Area |
| 1st Floor Area | 1,124 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Split Level |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Area | 660 sqft |
| Driveway | Driveway |
| Deck Area | 120 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4215 E RUM RIVER CIR S |
|---|---|
| City | CAMBRIDGE |
| State | MN |
| Zip | 55008-3803 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SP |
| Legal Description | SUBDIVISIONNAME WILD RIVER ADDITION BLOCK 003 SUBDIVISIONCD 15116 W/2 OF LOT 2 DESC AS: COMM AT NW CNR OF SAID LOT 2; THEN E |
| Legal Range | 023 |
| Legal Township | 035 |
| Legal Section | 07 |
| Legal Subdivision | WILD RIVER ADDITION |
| Legal Block | 3 |
| Legal Lot Number | 2 |
| Jurisdiction | ISANTI MN |
| Township / Civil Division | CAMBRIDGE |
| Census Block Group | 1 |
| Census Block | 1075 |
| Census Tract | 130303 |
4215 E Rum River Cir S is owned and occupied by two individuals who bought it in April 2026.
Source: Isanti County records, as of August 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4215 E RUM RIVER CIR S, CAMBRIDGE, MN 55008-3803 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 22, 2026 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR |
| Mar 21, 2023 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Nov 15, 2018 | Grant Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 22, 2026 · Amount on File |
| Deed Sale | Apr 22, 2026 · Amount on File |
| Prior Sale | Mar 3, 2023 · Amount on File |
| Deed Document Number | 2026544388 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ISANTI MN |
| Recording Date | Apr 22, 2026 |
| Property Address | 4215 E RUM RIVER CIR S, CAMBRIDGE, MN 55008-3803 |
| Document Number | 0000544388 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 2026.544388 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2026 |
| Title Company | WANTACLEAR TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $111,655.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4215 E RUM RIVER CIR S, CAMBRIDGE, MN 55008-3803 |
| Document Number | 0000544389, |
|---|---|
| Date | Apr 22, 2026 |
| Instrument | 2026.544389 |
| Name | MORTGAGE RESEARCH CTR |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ISANTI MN |
| Recording Date | Mar 21, 2023 |
| Property Address | 4215 E RUM RIVER CIR S, CAMBRIDGE, MN 55008-3803 |
| Document Number | 000A522500 |
| Instrument Date | Mar 3, 2023 |
| Instrument | A522500 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2024 |
| Title Company | ANCONA TITLE, ANCONA TITLE AND ESCROW |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $917.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4215 E RUM RIVER CIR S, CAMBRIDGE, MN 55008-3803 |
| Investor | Possibly a Property Investor |
| Document Number | 000A522501 |
|---|---|
| Date | Mar 21, 2023 |
| Instrument | A522501 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | Apr 1, 2063 |
| Document Number | 000A522503 |
|---|---|
| Date | Mar 21, 2023 |
| Instrument | A522503 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Apr 1, 2033 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ISANTI MN |
| Recording Date | Nov 15, 2018 |
| Property Address | 4215 E RUM RIVER CIR S, CAMBRIDGE, MN 55008-3803 |
| Document Number | 0000894473 |
| Instrument Date | Nov 15, 2018 |
| Instrument | 894473 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4215 E RUM RIVER CIR S CAMBRIDGE MN 550083803, CAMBRIDGE, MN 55008-3803 |
The 2026 property tax bill for 4215 E Rum River Cir S was $5,268.
Source: Isanti County assessment roll, as of August 10, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Isanti County |
| Municipality | Cambridge City |
| Unified School District | Cambridge-Isanti Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,268.00 | $312,400 (+0.87%) Land $55,000 Building $257,400 | $312,400 (+0.87%) Land $55,000 Building $257,400 |
| 2025 | $309,700 Land $55,000 Building $254,700 | $309,700 Land $55,000 Building $254,700 | |
| 2023 | $3,598.00 (-0.17%) Homeowner's exemption | $310,600 Land $35,200 Building $275,400 | $310,600 Land $35,200 Building $275,400 |
| 2022 | $3,604.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4215 E Rum River Cir S in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4215 E Rum River Cir S is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 80% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 2,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
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