Isanti County property record for 4155 E Rum River Cir S, Cambridge, MN 55008
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,576 sqft · built 1995 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $340,000 (Aug 2025) |
| Tax Bill | $4,160 (2026) |
| Deeds & Mortgages | Mar 2026 Mortgage Jan 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 15.116.0100 |
| Primary APN | 15.116.0100 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 3 Stories |
| Building Area | 1,576 sqft Heated Area |
| 1st Floor Area | 1,478 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Area | 594 sqft |
| Driveway | Driveway |
| Deck Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4155 E RUM RIVER CIR S |
|---|---|
| City | CAMBRIDGE |
| State | MN |
| Zip | 55008-3800 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SP |
| Legal Description | SUBDIVISIONNAME WILD RIVER ADDITION BLOCK 003 SUBDIVISIONCD 15116 LOT 1 EXCEPT: COMM AT NE CNR OF LOT 1; S 134.97' TO SE CNR; |
| Legal Range | 023 |
| Legal Township | 035 |
| Legal Section | 07 |
| Legal Subdivision | WILD RIVER ADDITION |
| Legal Block | 3 |
| Legal Lot Number | 1 |
| Jurisdiction | ISANTI MN |
| Township / Civil Division | CAMBRIDGE |
| Census Block Group | 1 |
| Census Block | 1075 |
| Census Tract | 130303 |
Source: Isanti County records, as of August 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4155 E RUM RIVER CIR S, CAMBRIDGE, MN 55008-3800 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 12, 2026 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 3, 2018 | Grant Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 7, 2025 · Amount on Record |
| Deed Sale | Aug 7, 2025 · Amount on Record |
| Prior Sale | Jan 3, 2018 · Amount on Record |
| Deed Document Number | 2025538924 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ISANTI MN |
| Property Address | 4155 E RUM RIVER CIR S, CAMBRIDGE, MN 55008-3800 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2026 |
| Title Company | PAN AMERICAN TITLE COMPANY, ALL AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 4155 ERUM RIVER CIR S, CAMBRIDGE, MN 55008 |
| Document Number | 000A543504 |
|---|---|
| Date | Mar 12, 2026 |
| Instrument | A543504 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ISANTI MN |
| Recording Date | Jan 3, 2018 |
| Property Address | 4155 E RUM RIVER CIR S, CAMBRIDGE, MN 55008-3800 |
| Document Number | 0000765973 |
| Instrument Date | Jan 3, 2018 |
| Instrument | 765973 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2399 317TH AVE NE CAMBRIDGE MN 550086813, CAMBRIDGE, MN 55008-6813 |
Source: Isanti County assessment roll, as of August 10, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Isanti County |
| Municipality | Cambridge City |
| Unified School District | Cambridge-Isanti Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,160.00 (+2.31%) | $294,200 (-0.88%) Land $50,000 Building $244,200 | $294,200 (-0.88%) Land $50,000 Building $244,200 |
| 2025 | $296,800 (-2.62%) Land $50,000 Building $246,800 | $296,800 (-2.62%) Land $50,000 Building $246,800 | |
| 2023 | $4,066.00 (-1.55%) | $304,800 Land $37,500 Building $267,300 | $304,800 Land $37,500 Building $267,300 |
| 2022 | $4,130.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 80% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 2,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
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