4214 W 5th St, Duluth, MN 55807 Property Records

St. Louis County property record for 4214 W 5th St, Duluth, MN 55807

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,204 sqft · built 1921
Lot Size	0.113 acres (4,921 sqft)
Owner	Individual Name on File
Last Sale	$119,000 (Oct 2016)
Tax Bill	$2,582 (2026)
Deeds & Mortgages	Jan 2026 Mortgage Aug 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010-2030-00150`

Property Details

APN / Parcel Number

Primary APN	`010-2030-00150`
Alternative APN	`1017984`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	2 Stories
Building Area	1,204 sqft Gross Area
1st Floor Area	632 sqft

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Lot Area	4,921 sqft (0.113 acres)
Garage Area	280 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	72 sqft
Deck Area	24 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1017984
Street Address	4214 W 5TH ST
City	DULUTH
State	MN
Zip	55807-1510
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 37 FT SERIAL #
Legal Subdivision	HALLS ADDITION TO ONEOTA
Legal Block	2
Legal Lot Number	5
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3015
Census Tract	15800

Owner

4214 W 5th St is owned and occupied by an individual who bought it in October 2016.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	4214 W 5TH ST, DULUTH, MN 55807-1510
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2026	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Aug 9, 2023	Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Jan 4, 2022	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Feb 3, 2021	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2016 · Amount on File
Deed Sale	Oct 13, 2016 · Amount on File
Prior Sale	Oct 7, 2016 · Amount on File
Deed Document Number	2016A1295756
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4214 W 5TH ST, DULUTH, MN 55807-1510
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4214 W 5TH ST, DULUTH, MN 55807-1510

Mortgage

Document Number	0001525832
Date	Jan 8, 2026
Instrument	1525832

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	478 Months
Due	Nov 1, 2065

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4214 W 5TH ST, DULUTH, MN 55807-1510
Transaction Type	Mortgage
Record Updated	Sep 1, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4214 W 5TH ST, DULUTH, MN 55807-1510

Mortgage

Document Number	0001471630
Date	Aug 9, 2023
Instrument	1471630

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	279 Months
Due	Nov 1, 2046

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4214 W 5TH ST, DULUTH, MN 55807-1510
Transaction Type	Mortgage
Record Updated	Feb 25, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4214 W 5TH ST, DULUTH, MN 55807-1510

Mortgage

Document Number	0001434439
Date	Jan 4, 2022
Instrument	1434439

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	298 Months
Due	Nov 1, 2046

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4214 W 5TH ST, DULUTH, MN 55807-1510
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4214 W 5TH ST, DULUTH, MN 55807-1510

Mortgage

Document Number	0001402666
Date	Feb 3, 2021
Instrument	1402666

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	309 Months
Due	Nov 1, 2046

Tax Assessment & Valuation

The 2026 property tax bill for 4214 W 5th St was $2,582 with a homeowner's exemption, up 0.8% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,582.00 (+0.78%) Homeowner's exemption
2025	$2,562.00 (+2.23%) Homeowner's exemption	$195,700 (+7.71%) Land $12,700 Building $183,000	$195,700 (+7.71%) Land $12,700 Building $183,000
2024	$2,506.00	$181,700 Land $13,600 Building $168,100	$181,700 Land $13,600 Building $168,100
2022		$155,700 Land $12,500 Building $143,200	$155,700 Land $12,500 Building $143,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4214 W 5th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4214 W 5th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Airfiber Fixed Wireless	100 / 20

May also be available: CTC, Fidium Fiber.

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