4213 W 5th St, Duluth, MN 55807 Property Records

St. Louis County property record for 4213 W 5th St, Duluth, MN 55807

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.25 ba · 1,488 sqft · built 1912
Lot Size	0.113 acres (4,944 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (Nov 2024)
Tax Bill	$3,232 (2026)
Deeds & Mortgages	Aug 2020 Mortgage Nov 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-2030-01340`

Property Details

APN / Parcel Number

Primary APN	`010-2030-01340`
Alternative APNs	`1061621` `1143279` `1175309`

Interior

Bedrooms	4 Beds
Full Baths	2.25 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,488 sqft Gross Area
1st Floor Area	850 sqft
Basement Area	475 sqft
Finished Basement	475 sqft

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1975
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Lot Area	4,944 sqft (0.113 acres)
Garage Type	Detached
Garage Area	200 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	30 sqft
Storage Building	120 sqft
Sauna	Sauna
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1175309
Street Address	4213 W 5TH ST
City	DULUTH
State	MN
Zip	55807-1509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 37 1/2 FT SERIAL #
Legal Subdivision	HALLS ADDITION TO ONEOTA
Legal Block	7
Legal Lot Number	13
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3011
Census Tract	15800

Owner

4213 W 5th St is owned and occupied by an individual who bought it in November 2024.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	4213 W 5TH ST, DULUTH, MN 55807-1509
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2020	Deed of Trust, Mortgage · FHA Mortgage MID AMERICA MTG
Nov 9, 2018	Warranty Deed, Transfer · Conventional with PMI NORTH SHORE BK/COMMERCE
Jul 12, 2018	Warranty Deed, Transfer CONSOLIDATED TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 26, 2024 · Amount on File
Deed Sale	Nov 26, 2024 · Amount on File
Prior Sale	Nov 9, 2018 · Amount on File
Deed Document Number	20241085364
Prior Transfer Date	Jun 14, 2002
Prior Transfer Doc	0000726009
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4213 W 5TH ST, DULUTH, MN 55807-1509
Document Number	00T1028320
Instrument Date	Aug 26, 2020
Transaction Type	Mortgage
Record Updated	Oct 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4213 W 5TH ST DULUTH MN 558071509, DULUTH, MN 55807-1509

Mortgage

Document Number	00T1028320
Date	Sep 2, 2020
Instrument	T1028320

Lender

Name	MID AMERICA MTG
Type	Mortgage Company
Address	ADDISON, TX 75001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 9, 2018
Property Address	4213 W 5TH ST, DULUTH, MN 55807-1509
Document Number	0001004874
Instrument Date	Nov 1, 2018
Instrument	1004874
Transaction Type	Transfer
Record Updated	Nov 29, 2018
Title Company	STATE LOUIS COUNTY TITLE AND ABSTRACT, ST LOUIS COUNTY TITLE & ABS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$543.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4213 W 5TH ST DULUTH MN 558071509, DULUTH, MN 55807-1509

Mortgage

Document Number	1004875
Date	Nov 9, 2018
Instrument	1004875

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 8, 2048

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 12, 2018
Property Address	4213 W 5TH ST, DULUTH, MN 55807-1509
Document Number	00A1000143
Instrument Date	Jul 2, 2018
Instrument	A1000143
Transaction Type	Transfer
Record Updated	Jul 30, 2018
Title Company	CONSOLIDATED TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$399.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3067 COUNTY ROAD 61 BARNUM MN 557079647, BARNUM, MN 55707-9647

Tax Assessment & Valuation

The 2026 property tax bill for 4213 W 5th St was $3,232, up 0.9% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,232.00 (+0.94%)
2025	$3,202.00 (+5.61%)	$250,800 (+7.87%) Land $12,700 Building $238,100	$250,800 (+7.87%) Land $12,700 Building $238,100
2024	$3,032.00	$232,500 Land $13,600 Building $218,900	$232,500 Land $13,600 Building $218,900
2022		$188,200 Land $12,500 Building $175,700	$188,200 Land $12,500 Building $175,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4213 W 5th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4213 W 5th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Airfiber Fixed Wireless	100 / 20

May also be available: CTC, Fidium Fiber.

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