4214 Lavender Way, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4214 Lavender Way, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,389 sqft · built 1999
Lot Size	0.237 acres (10,323 sqft)
Owner	2 Individual Names on Record
Last Sale	$355,000 (Dec 2022)
Tax Bill	$5,631 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Aug 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-26-30-0582-0001-1280`

Property Details

APN / Parcel Number

Primary APN	`15-26-30-0582-0001-1280`
Alternative APNs	`263015058200011280` `85168`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,389 sqft Living Area
Gross Area	1,911 sqft
1st Floor Area	1,389 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,323 sqft (0.237 acres)
Lot Dimensions	115 ft deep x 96 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	392 sqft
Porch	Slab
Porch Area	417 sqft
Deck Area	664 sqft
Patio Area	516 sqft
Shed	1 Shed
Shed Area	49 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	4214 LAVENDER WAY
City	SAINT CLOUD
State	FL
Zip	34772-7384
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR1B
Legal Description	CANOE CREEK LAKES UNIT 7 PB 9 PG 152 LOT 128
Legal Range	30E
Legal Township	26S
Legal Section	15
Legal Subdivision	CANOE CREEK LAKES UNIT 7
Legal Tract	582
Legal Block	1280
Legal Lot Number	128
Legal Unit	7P
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2001
Census Tract	43208

Owner

Source: Osceola County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4214 LAVENDER WAY, SAINT CLOUD, FL 34772-7384
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 25, 2022	Warranty Deed, Transfer AMERICAN NATIONAL TITLE, AMERICAN NATIONAL TITLE LLC
Feb 16, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jan 1, 2017	Loan Modification, Mortgage · Conventional with PMI KONDAUR CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2022 · Amount on Record
Deed Sale	Dec 14, 2022 · Amount on Record
Prior Sale	Aug 25, 2022 · Amount on Record
Deed Document Number	2022178920
Deed Book / Page	6329 / 1745
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 14, 2022
Property Address	4214 LAVENDER WAY, SAINT CLOUD, FL 34772-7384
Document Number	0063291745
Book / Page	6329 / 1745
Map Reference	MB 9 PG 152&153
Instrument Date	Dec 12, 2022
Instrument	2022178920
Transaction Type	Transfer
Record Updated	Jan 2, 2023
Title Company	AMERICAN NATIONAL TITLE, AMERICAN NATIONAL TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,485.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 143, SAINT PETERSBURG, FL 33731-0143

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4214 LAVENDER WAY, SAINT CLOUD, FL 34772-7384

Mortgage

Document Number	0063291747
Date	Dec 14, 2022
Instrument	6329/1747

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Aug 25, 2022
Property Address	4214 LAVENDER WAY, SAINT CLOUD, FL 34772-7384
Document Number	0062750127
Book / Page	6275 / 127
Map Reference	MB 9 PG 152&153
Instrument Date	Aug 25, 2022
Instrument	2022130397
Transaction Type	Transfer
Record Updated	Sep 8, 2022
Title Company	AMERICAN NATIONAL TITLE, AMERICAN NATIONAL TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$2,065.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4214 LAVENDER WAY, 4214, SAINT CLOUD, FL 34772-7384

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 143, ST PETERSBURG, FL 33731-0143
Investor	Possibly a Property Investor

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	4214 LAVENDER WAY, SAINT CLOUD, FL 34772-7384
Transaction Type	Mortgage
Record Updated	Mar 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4214 LAVENDER WAY, SAINT CLOUD, FL 34772-7384

Mortgage

Document Number	0061520130
Date	Feb 16, 2022
Book Page	6152/130
Instrument	2022026119

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	156 Months
Due	Feb 1, 2035

January 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OSCEOLA FL
Property Address	4214 LAVENDER WAY, SAINT CLOUD, FL 34772-7384
Document Number	0050992485
Book / Page	005099 / 002485
Instrument Date	Jan 1, 2017
Transaction Type	Mortgage
Record Updated	Mar 17, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4214 LAVENDER WAY ST CLOUD FL 347727384, ST CLOUD, FL 34772-7384

Mortgage

Document Number	0050992485
Date	Feb 8, 2017
Book Page	005099/002485
Instrument	22147

Lender

Name	KONDAUR CAP
Type	Funding / Finance Company
Address	FARMINGTON HILLS, MI 48331

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 7, 2047

Interest

Rate	3.62%

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,631.00 (+1.35%)	$314,400 (+1.98%) Land $75,000 Building $239,400	$314,400 (+1.98%) Land $75,000 Building $239,400
2023	$5,556.00 (+98.07%)	$308,300 (+55.86%) Land $65,000 Building $243,300	$308,300 (+18.58%) Land $65,000 Building $243,300
2022	$2,805.00 Homeowner's exemption	$197,812	$260,000 Land $60,000 Building $200,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 41 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	41 in force
Nearby Flood Claims	2 (2015–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Verizon.

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