4206 Lavender Way, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4206 Lavender Way, Saint Cloud, FL 34772

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,638 sqft · built 2000
Lot Size0.198 acres (8,624 sqft)
OwnerIndividual Name on Record
Last Sale$245,000 (Sep 2020)
Tax Bill$5,353 (2025)
Deeds & MortgagesSep 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN15-26-30-0582-0001-1320

Property Details

APN / Parcel Number

Primary APN15-26-30-0582-0001-1320
Alternative APNs
  • 263015058200011320
  • 85172

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,638 sqft Living Area
Gross Area2,058 sqft
1st Floor Area1,638 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,624 sqft (0.198 acres)
Lot Dimensions115 ft deep x 75 ft wide
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address4206 LAVENDER WAY
CitySAINT CLOUD
StateFL
Zip34772-7384
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR1B
Legal DescriptionCANOE CREEK LAKES UNIT 7 PB 9 PG 152 LOT 132
Legal Range30E
Legal Township26S
Legal Section15
Legal SubdivisionCANOE CREEK LAKES UNIT 7
Legal Tract582
Legal Block1320
Legal Lot Number132
Legal Unit7P
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2001
Census Tract43208

Owner

Source: Osceola County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4206 LAVENDER WAY, SAINT CLOUD, FL 34772-7384
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 11, 2020 · Amount on Record
Deed SaleSep 11, 2020 · Amount on Record
Prior SaleFeb 16, 2005 · Amount on Record
Deed Document Number2020121381
Deed Book / Page5791 / 2297
Record UpdatedOct 29, 2026

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 11, 2020
Property Address4206 LAVENDER WAY, SAINT CLOUD, FL 34772-7384
Document Number0057912297
Book / Page5791 / 2297
Map ReferenceMB 9 PG 152
Instrument DateSep 8, 2020
Instrument2020121381
Transaction TypeTransfer
Record UpdatedFeb 8, 2022
Title CompanyFIRST SERVICE TTL OF FL LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,715.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5019 COVEVIEW DR, 5019, SAINT CLOUD, FL 34771-7966

Transferred To (Grantee/Buyer)

NameVerified Name
Address4206 LAVENDER WAY, SAINT CLOUD, FL 34772-7384

Mortgage

Document Number0057912298
DateSep 11, 2020
Instrument5791/2298
Lender
NameA&D MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,353.00 (+11.75%)$308,300 (-2.44%) Land $75,000 Building $233,300$308,300 (-2.44%) Land $75,000 Building $233,300
2023$4,790.00 (+13.53%)$316,000 (+20.61%) Land $65,000 Building $251,000$316,000 (+20.61%) Land $65,000 Building $251,000
2022$4,219.00$262,000 Land $60,000 Building $202,000$262,000 Land $60,000 Building $202,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 41 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies41 in force
Nearby Flood Claims2 (2015–2020)
Claims Outside the SFHA2 of 2
Most Recent ClaimJan 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 86% of Florida
Wildfire Likelihood0.07% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 35
CenturyLink
DSL · Fiber in parts of the area
140 / 20

May also be available: Verizon.

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