4212 Seneca Ave, Chattanooga, TN 37409 Property Records

Hamilton County property record for 4212 Seneca Ave, Chattanooga, TN 37409

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,504 sqft · built 1920
Lot Size	0.336 acres (14,640 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Sep 2021)
Tax Bill	$1,596 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Jun 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`167B N 028`

Property Details

APN / Parcel Number

Primary APN	`167B N 028`
Alternative APN	`0000104933`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,504 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1972
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	14,640 sqft (0.336 acres)
Lot Dimensions	146 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000104933
Street Address	4212 SENECA AVE
City	CHATTANOOGA
State	TN
Zip	37409-1513
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 2 BLK 7 RIDGEWAY LAND CO ADD TO ST ELMO PB 7 PG 26
Legal Subdivision	RIDGEWAY LAND CO ADD
Legal Block	7
Legal Lot Number	2
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	2
Census Block	2010
Census Tract	1800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the St. Elmo Historic District listed 1982 · 611 contributing resources · NRIS 82003976

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

4212 Seneca Ave is owned and occupied by an individual who bought it in September 2021.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	Individual Name on File
Mailing Address	4212 SENECA AVE, CHATTANOOGA, TN 37409-1513
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2021	Warranty Deed, Transfer · Conventional Mortgage TENNESSEE VALLEY FCU
Jun 15, 2021	Warranty Deed, Transfer CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO
Sep 16, 2019	Deed of Trust, Mortgage SIMPLYBANK
Aug 27, 2018	Warranty Deed, Transfer ALLIANCE TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2021 · Amount on File
Deed Sale	Sep 10, 2021 · Amount on File
Prior Sale	Jun 15, 2021 · Amount on File
Deed Document Number	2021091000188
Deed Book / Page	12646 / 425
Record Updated	Jun 8, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Sep 10, 2021
Property Address	4212 SENECA AVE, CHATTANOOGA, TN 37409-1513
Document Number	0000000188
Book / Page	12646 / 425
Map Reference	MB 7 PG 26
Instrument Date	Sep 9, 2021
Instrument	2021091000188
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,205.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4212 SENECA AVE, CHATTANOOGA, TN 37409-1513

Mortgage

Document Number	0012646428
Date	Sep 10, 2021
Instrument	12646/428

Lender

Name	TENNESSEE VALLEY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jun 15, 2021
Property Address	4212 SENECA AVE, CHATTANOOGA, TN 37409-1513
Document Number	0000000267
Book / Page	12527 / 711
Map Reference	MB 7 PG 26
Instrument Date	Jun 14, 2021
Instrument	2021061500267
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO

Transaction

Amount	Amount on Record
Tax	$1,258.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1300 BROAD ST STE 200, 200, CHATTANOOGA, TN 37402-4475
Investor	Possibly a Property Investor

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	4212 SENECA AVE, CHATTANOOGA, TN 37409-1513
Document Number	0927000087
Instrument Date	Sep 16, 2019
Transaction Type	Mortgage
Record Updated	Oct 21, 2019
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	617 WALNUT ST CHATTANOOGA TN 374021935, CHATTANOOGA, TN 37402-1935

Mortgage

Document Number	0927000087
Date	Sep 27, 2019
Book Page	011771/000685
Instrument	190927000087

Lender

Name	SIMPLYBANK
Address	DAYTON, TN 37321

Agreement

Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Aug 27, 2018
Property Address	4212 SENECA AVE, CHATTANOOGA, TN 37409-1513
Document Number	0827000281
Book / Page	011437 / 000337
Instrument Date	Aug 20, 2018
Instrument	180827000281
Transaction Type	Transfer
Record Updated	Sep 17, 2018
Title Company	ALLIANCE TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$536.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4212 SENECA AVE CHATTANOOGA TN 374091513, CHATTANOOGA, TN 37409-1513

Tax Assessment & Valuation

The 2025 property tax bill for 4212 Seneca Ave was $1,596, up 17.9% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,596.00 (+17.87%)	$105,300 (+73.98%)	$421,200 (+73.98%) Land $100,000 Building $321,200
2024	$1,354.00	$60,525 (-)	$242,100 (-) Land $56,300 Building $185,800
2023	$1,354.00	$60,525 (-)	$242,100 (-) Land $56,300 Building $185,800
2022	$1,354.00	$60,525	$242,100 Land $56,300 Building $185,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4212 Seneca Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4212 Seneca Ave is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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