4208 Seneca Ave, Chattanooga, TN 37409 Property Records

Hamilton County property record for 4208 Seneca Ave, Chattanooga, TN 37409

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,412 sqft · built 1928
Lot Size	0.212 acres (9,251 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Nov 2025)
Tax Bill	$943 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Nov 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`167B M 007`

Property Details

APN / Parcel Number

Primary APN	`167B M 007`
Alternative APN	`0000104902`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,412 sqft Living Area

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1964
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,251 sqft (0.212 acres)
Lot Dimensions	140 ft deep x 75 ft wide
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000104902
Street Address	4208 SENECA AVE
City	CHATTANOOGA
State	TN
Zip	37409-1513
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 5 PT LT 4 BLK 3 RIDGEWAY LAND CO ADD TO ST ELMO PB7 PG26
Legal Subdivision	RIDGEWAY LAND CO ADD
Legal Block	3
Legal Lot Number	5
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	2
Census Block	2002
Census Tract	1800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the St. Elmo Historic District listed 1982 · 611 contributing resources · NRIS 82003976

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of January 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4024 SAINT ELMO AVE, CHATTANOOGA, TN 37409-1339
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 10, 2025	Warranty Deed, Transfer · FHA Mortgage FIRST HORIZON BANK
Feb 10, 2025	Quit Claim Deed, Transfer Quitclaim
Jul 2, 2018	Quit Claim Deed, Mortgage · Conventional Mortgage PINNACLE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2025 · Amount on Record
Deed Sale	Nov 10, 2025 · Amount on Record
Deed Document Number	202551
Deed Book / Page	14101 / 986
Prior Transfer Date	Jun 27, 2018
Prior Transfer Doc	0702000198
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	4208 SENECA AVE, CHATTANOOGA, TN 37409-1513
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000132
Date	Dec 15, 2022
Book Page	13166/803
Instrument	2022121500132

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	163 Months
Due	Jul 1, 2036

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Nov 10, 2025
Property Address	4208 SENECA AVE, CHATTANOOGA, TN 37409-1513
Document Number	0000000051
Book / Page	14101 / 986
Map Reference	MB 7 PG 26
Instrument Date	Oct 31, 2025
Instrument	2025111000051
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	PRECISION TITLE, PRECISION TTL STLMT SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$740.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4024 SAINT ELMO AVE, CHATTANOOGA, TN 37409-1339

Mortgage

Document Number	0000141021
Date	Nov 10, 2025
Instrument	14102/1

Lender

Name	FIRST HORIZON BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

February 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Feb 10, 2025
Property Address	4208 SENECA AVE, CHATTANOOGA, TN 37409-1513
Document Number	0000000080
Book / Page	13832 / 822
Instrument Date	Jan 23, 2025
Instrument	2025021000080
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7004 TYNER RD, CHATTANOOGA, TN 37421-1052

July 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 2, 2018
Property Address	4208 SENECA AVE, CHATTANOOGA, TN 37409-1513
Document Number	0702000198
Book / Page	011389 / 000709
Instrument Date	Jun 27, 2018
Instrument	180702000198
Transaction Type	Mortgage
Record Updated	Jul 13, 2018
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42089 SENECA AVE CHATTANOOGA TN 37409, CHATTANOOGA, TN 37409

Mortgage

Document Number	702000199
Date	Jul 2, 2018
Book Page	011389/000711
Instrument	180702000199

Lender

Name	PINNACLE BK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2033

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$943.00 (+0.43%)	$62,225 (+48.15%)	$248,900 (+48.15%) Land $92,000 Building $156,900
2024	$939.00	$42,000 (-)	$168,000 (-) Land $51,800 Building $116,200
2023	$939.00	$42,000 (-)	$168,000 (-) Land $51,800 Building $116,200
2022	$939.00	$42,000	$168,000 Land $51,800 Building $116,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 61% of Tennessee
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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