4211 Prairie Iris Ct, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4211 Prairie Iris Ct, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,530 sqft · built 2004
Lot Size	0.198 acres (8,625 sqft)
Owner	Individual Name on Record
Tax Bill	$1,093 (2025)
Deeds & Mortgages	Feb 2026 Transfer Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`117075`

Property Details

APN / Parcel Number

Primary APN	`117075`
Alternative APN	`162630059300011940`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,530 sqft Heated Area
Gross Area	2,185 sqft
1st Floor Area	1,530 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,625 sqft (0.198 acres)
Lot Dimensions	115 ft deep x 75 ft wide
Garage Type	Finished
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	255 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	117075
Street Address	4211 PRAIRIE IRIS CT
City	SAINT CLOUD
State	FL
Zip	34772-7742
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR1B
Legal Description	CANOE CREEK LAKES UNIT NINE PB 15 PG 99 LOT 194 15-26-30
Legal Range	30E
Legal Township	26S
Legal Section	16
Legal Subdivision	CANOE CREEK LAKES
Legal Tract	593
Legal Block	1
Legal Lot Number	15,194 15
Legal Unit	NI
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2001
Census Tract	43208

Owner

Source: Osceola County records, as of March 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4211 PRAIRIE IRIS CT, SAINT CLOUD, FL 34772-7742
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2026	Transfer on Death Deed, Transfer
Oct 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2014
Deed Sale	Aug 17, 2014
Prior Sale	Sep 16, 2004 · Amount on Record
Deed Document Number	2004181582
Deed Book / Page	2597 / 0164
Record Updated	Jun 8, 2026

February 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 24, 2026
Property Address	4211 PRAIRIE IRIS CT, SAINT CLOUD, FL 34772-7742
Document Number	0069272944
Book / Page	6927 / 2944
Map Reference	MB 15 PG 99
Instrument Date	Feb 9, 2026
Instrument	2026025634
Transaction Type	Transfer
Record Updated	Mar 4, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4211 PRAIRIE IRIS CT, SAINT CLOUD, FL 34772-7742

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4211 PRAIRIE IRIS CT, SAINT CLOUD, FL 34772-7742

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	4211 PRAIRIE IRIS CT, SAINT CLOUD, FL 34772-7742
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054260451
Date	Oct 30, 2018
Book Page	5426/0451
Instrument	2018162125

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	4211 PRAIRIE IRIS CT, SAINT CLOUD, FL 34772-7742
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4211 PRAIRIE IRIS CT, SAINT CLOUD, FL 34772-7742

Mortgage

Document Number	0058411166
Date	Nov 30, 2020
Book Page	5841/1166
Instrument	2020162267

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,093.00 (+10.29%) Homeowner's exemption Senior Citizen's exemption Widower's exemption	$120,597 (+5.99%)	$307,200 (-2.29%) Land $75,000 Building $232,200
2023	$991.00 (-2.27%) Homeowner's exemption Senior Citizen's exemption Widower's exemption	$113,786 (+3%)	$314,400 (+20.51%) Land $65,000 Building $249,400
2022	$1,014.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption	$110,472	$260,900 Land $60,000 Building $200,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 41 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	41 in force
Nearby Flood Claims	2 (2015–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Verizon.

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