4206 Prairie Iris Ct, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4206 Prairie Iris Ct, Saint Cloud, FL 34772 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,496 sqft · built 2005
Lot Size	0.198 acres (8,624 sqft)
Owner	2 Individual Names on File
Last Sale	$174,000 (Feb 2016)
Tax Bill	$2,930 (2025)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-26-30-0593-0001-1850`

Property Details

APN / Parcel Number

Primary APN	`16-26-30-0593-0001-1850`
Alternative APNs	`263016059300011850` `117066`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,496 sqft Living Area
Gross Area	2,188 sqft
1st Floor Area	1,496 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,624 sqft (0.198 acres)
Lot Dimensions	115 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	272 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	4206 PRAIRIE IRIS CT
City	SAINT CLOUD
State	FL
Zip	34772-7742
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CANOE CREEK LAKES UNIT NINE PB 15 PG 99 LOT 185 15-26-30
Legal Range	30E
Legal Township	26S
Legal Section	16
Legal Subdivision	CANOE CREEK LAKES UNIT 9
Legal Tract	593
Legal Block	1850
Legal Lot Number	185
Legal Unit	NI
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2001
Census Tract	43208

Owner

Source: Osceola County records · APN 16-26-30-0593-0001-1850

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4206 PRAIRIE IRIS CT, SAINT CLOUD, FL 34772-7742
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 03, 2016 · Amount on Record
Deed Sale	Feb 03, 2016 · Amount on Record
Prior Sale	Mar 29, 2005 · Amount on Record
Deed Document Number	201616480
Deed Book / Page	4908 / 2056
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	4206 PRAIRIE IRIS CT, SAINT CLOUD, FL 34772-7742
Document Number	0057241754
Instrument Date	May 14, 2020
Transaction Type	Mortgage
Record Updated	Jul 20, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4206 PRAIRIE IRIS CT ST CLOUD FL 347727742, ST CLOUD, FL 34772-7742

Mortgage

Document Number	0057241754
Date	May 19, 2020
Book Page	005724/001754
Instrument	65970

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 18, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,930.00 (+3.61%) Homeowner's exemption	$206,575 (+5.99%)	$308,500 (-2.44%) Land $75,000 Building $233,500
2024	$2,828.00 (+2.8%)
2023	$2,751.00 (+3.77%) Homeowner's exemption	$194,907 (+3%)	$316,200 (+20.41%) Land $65,000 Building $251,200
2022	$2,651.00 Homeowner's exemption	$189,231	$262,600 Land $60,000 Building $202,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearby Flood Claims	2 (2015–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2020, other causes
Nearby Flood Policies	41 in force 35 of 41 on primary residences
Flood Insurance Cost	Premium on Record median of 41 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.