Buchanan County property record for 4211 McCarthy Rd, Saint Joseph, MO 64503
| Property Type | Single Family Home |
|---|---|
| Details | 1,120 sqft · built 1964 |
| Lot Size | 0.73 acres (31,815 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $169,800 (Mar 2018) |
| Tax Bill | $1,207 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Apr 2020 Mortgage + 7 more |
| APN | 06-7.0-26-001-000-061.000 |
| Primary APN | 06-7.0-26-001-000-061.000 |
|---|
| Building Area | 1,120 sqft Base Area |
|---|---|
| 1st Floor Area | 1,120 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Lot Area | 31,815 sqft (0.73 acres) |
| Lot Dimensions | 315 ft deep x 101 ft wide |
| Street Address | 4211 MCCARTHY RD |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64503-1627 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITY |
| Legal Description | 26-57-35NESUB: LOT: BLK:LGL DESC:BEG 948.5' E & 173.9' S OF NW COR NE4 TH E TO W/L L15 SAXTON ACRES TH S TO PNT 330' N OF S/L |
| Legal Range | 35W |
| Legal Township | 57N |
| Legal Section | 26 |
| Legal Subdivision | SAXTON ACRES |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 1700 |
Source: Buchanan County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4211 MCCARTHY RD, SAINT JOSEPH, MO 64503-1627 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 9, 2026 | Deed of Trust, Mortgage · VA Mortgage PLANET HOME LENDING |
| Apr 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NORTH AMERICAN SAVINGS BANK FSB |
| Aug 30, 2012 | Deed of Trust, Mortgage · Conventional Mortgage PONY EXPRESS COMMUNITY BANK |
| Jan 13, 2006 | Deed of Trust, Mortgage · ARM BANK OF AMERICA NA |
| Jun 9, 2009 | Deed of Trust, Mortgage · Conventional Mortgage NODAWAY VALLEY BAN |
| May 25, 2012 | Deed of Trust, Mortgage · Conventional Mortgage PONY EXPRESS COMMUNITY BANK |
| Jun 20, 2025 | Warranty Deed, Transfer · VA Mortgage PRIMELENDING |
| Jun 3, 2022 | Beneficiary Deed, Transfer |
| Mar 8, 2018 | Deed, Transfer · Conventional Mortgage NORTH AMERICAN SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 8, 2018 · Amount on Record |
| Deed Sale | Mar 8, 2018 · Amount on Record |
| Prior Sale | Jun 27, 2007 |
| Deed Document Number | 20181878 |
| Last Transfer Date | May 27, 2022 |
| Transfer Doc | 003776/795 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Jul 9, 2026 |
| Property Address | 4211 MCCARTHY RD, SAINT JOSEPH, MO 64503-1627 |
| Document Number | 0000005564 |
| Book / Page | 3820 / 319 |
| Instrument Date | Jul 2, 2026 |
| Instrument | 20265564 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2026 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 4211 MCCARTHY RD, SAINT JOSEPH, MO 64503-1627 |
| Document Number | 0000005564, |
|---|---|
| Date | Jul 9, 2026 |
| Book Page | 3820/319 |
| Instrument | 20265564 |
| Name | PLANET HOME LENDING |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 4211 MCCARTHY RD, SAINT JOSEPH, MO 64503-1627 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TTL INS COMPA |
| Name | Verified Name |
|---|
| Document Number | 003747/590 |
|---|---|
| Date | Apr 10, 2020 |
| Book Page | 3747/590 |
| Instrument | 2020002736 |
| Name | NORTH AMERICAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | GRANDVIEW, MO 64030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 4211 MCCARTHY RD, SAINT JOSEPH, MO 64503-1627 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | ADVANTAGE TITLE INC, ADVANTAGE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 03353/0834 |
|---|---|
| Date | Aug 30, 2012 |
| Book Page | 3353/0834 |
| Instrument | 2012010575 |
| Name | PONY EXPRESS COMMUNITY BANK |
|---|---|
| Address | SAINT JOSEPH, MO 64506 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 4211 MCCARTHY RD, SAINT JOSEPH, MO 64503-1627 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | ST JOSEPH TITLE & ABSTRACT C |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 02865/0878 |
|---|---|
| Date | Jan 13, 2006 |
| Book Page | 2865/0878 |
| Instrument | 2006000549 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7% |
| Type Change Date | Feb 1, 2011 |
| Change Frequency | Annually |
| Min Rate At Change | 5% |
| Max Rate At Change | 9% |
| Index | 1-Year LIBOR |
| Max Rate | 12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 4211 MCCARTHY RD, SAINT JOSEPH, MO 64503-1627 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | ST JOSEPH TITLE & ABSTRACT C |
| Name | Verified Name |
|---|
| Document Number | 03150/0110 |
|---|---|
| Date | Jun 9, 2009 |
| Book Page | 3150/0110 |
| Instrument | 2009006920 |
| Name | NODAWAY VALLEY BAN |
|---|---|
| Address | SAINT JOSEPH, MO 64507 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 5, 2019 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 4211 MCCARTHY RD, SAINT JOSEPH, MO 64503-1627 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | ADVANTAGE TITLE INC, ADVANTAGE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 03335/0871 |
|---|---|
| Date | May 25, 2012 |
| Book Page | 3335/0871 |
| Instrument | 2012006449 |
| Name | PONY EXPRESS COMMUNITY BANK |
|---|---|
| Address | HORTON, KS 66439 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2027 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Jun 20, 2025 |
| Property Address | 4211 MCCARTHY RD, SAINT JOSEPH, MO 64503-1627 |
| Document Number | 003808/644 |
| Book / Page | 3808 / 644 |
| Instrument Date | Jun 20, 2025 |
| Instrument | 2025004665 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | ADVANTAGE TITLE INC, ADVANTAGE TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4211 MCCARTHY RD, SAINT JOSEPH, MO 64503-1627 |
| Document Number | 2025004666 |
|---|---|
| Date | Jun 20, 2025 |
| Instrument | 2025004666 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2055 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Jun 3, 2022 |
| Property Address | 4211 MCCARTHY RD, SAINT JOSEPH, MO 64503-1627 |
| Document Number | 003776/795 |
| Book / Page | 3776 / 795 |
| Instrument Date | May 27, 2022 |
| Instrument | 2022005391 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4211 MCCARTHY RD, SAINT JOSEPH, MO 64503-1627 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Mar 8, 2018 |
| Property Address | 4211 MCCARTHY RD, SAINT JOSEPH, MO 64503-1627 |
| Document Number | 2018001878 |
| Instrument Date | Mar 7, 2018 |
| Instrument | 2018001878 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2021 |
| Title Company | PREFERRED TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4211 MCCARTHY RD, SAINT JOSEPH, MO 64503-1627 |
| Document Number | 2018001879 |
|---|---|
| Date | Mar 8, 2018 |
| Instrument | 2018001879 |
| Name | NORTH AMERICAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2048 |
| Rate Type | Fixed Rate |
|---|
Source: Buchanan County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,207.00 | $16,830 (+6.18%) Land $2,950 Building $13,880 | $88,550 (+6.18%) Land $15,500 Building $73,050 |
| 2024 | $1,207.00 (+15.83%) | ||
| 2023 | $1,042.00 (-0.67%) | $15,850 (-) Land $2,950 Building $12,900 | $83,400 (-) Land $15,500 Building $67,900 |
| 2022 | $1,049.00 | $15,850 Land $2,950 Building $12,900 | |
| 2021 | $83,400 Land $15,500 Building $67,900 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Fiber Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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