Buchanan County property record for 4021 McCarthy Rd, Saint Joseph, MO 64503
| Property Type | Single Family Home |
|---|---|
| Details | 1,176 sqft · built 1940 |
| Lot Size | 0.118 acres (5,160 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,067 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Dec 2021 Second Mortgage + 3 more |
| APN | 06-7.0-26-001-000-062.000 |
| Primary APN | 06-7.0-26-001-000-062.000 |
|---|
| Building Area | 1,176 sqft Base Area |
|---|---|
| 1st Floor Area | 1,176 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Lot Area | 5,160 sqft (0.118 acres) |
| Lot Dimensions | 150 ft deep x 34.4 ft wide |
| Street Address | 4021 MCCARTHY RD |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64503-1627 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITY |
| Legal Description | SUB:SAXTON ACRES LOT:11 BLK:LGL DESC: |
| Legal Subdivision | SAXTON ACRES |
| Legal Lot Number | 11 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 1700 |
Source: Buchanan County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4021 MCCARTHY RD, SAINT JOSEPH, MO 64503-1627 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 29, 2026 | Deed of Trust, Mortgage · FHA Mortgage COVIUS SERVICES |
| Dec 2, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage MISSOURI HOUSING DEVELOPMENT COMMISSION |
| Jul 21, 2008 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Nov 24, 2021 | Warranty Deed, Transfer · FHA Mortgage EVERETT FINANCIAL INC |
| Aug 26, 2020 | Conservator's Deed, Transfer NOT AVAILABLE, ST JOSEPH TITLE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 24, 2021 |
| Deed Sale | Nov 24, 2021 |
| Prior Sale | Aug 26, 2020 · Amount on Record |
| Deed Document Number | 202112811 |
| Deed Book / Page | 3770 / 105 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Apr 29, 2026 |
| Property Address | 4021 MCCARTHY RD, SAINT JOSEPH, MO 64503-1627 |
| Document Number | 0000003256 |
| Book / Page | 3818 / 36 |
| Instrument Date | Apr 16, 2026 |
| Instrument | 20263256 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | COVIUS SERVICES |
| Name | Verified Name |
|---|---|
| Address | 4021 MCCARTHY RD, SAINT JOSEPH, MO 64503-1627 |
| Document Number | 0000003256, |
|---|---|
| Date | Apr 29, 2026 |
| Book Page | 3818/36 |
| Instrument | 20263256 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 308 Months |
| Due | Dec 1, 2051 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 4021 MCCARTHY RD, SAINT JOSEPH, MO 64503-1627 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 4021 MCCARTHY RD, SAINT JOSEPH, MO 64503-1627 |
| Document Number | 003770/368 |
|---|---|
| Date | Dec 2, 2021 |
| Book Page | 3770/368 |
| Instrument | 2021013074 |
| Name | MISSOURI HOUSING DEVELOPMENT COMMISSION |
|---|---|
| Type | Government Agency |
| Address | KANSAS CITY, MO 64105 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 4021 MCCARTHY RD, SAINT JOSEPH, MO 64503-1627 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 03088/0156 |
|---|---|
| Date | Jul 21, 2008 |
| Book Page | 3088/0156 |
| Instrument | 2008008751 |
| Name | US BANK NA |
|---|---|
| Address | FARGO, ND 58103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Jun 11, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Nov 24, 2021 |
| Property Address | 4021 MCCARTHY RD, SAINT JOSEPH, MO 64503-1627 |
| Document Number | 003770/105 |
| Book / Page | 3770 / 105 |
| Instrument Date | Nov 23, 2021 |
| Instrument | 2021012811 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | ST JOSEPH TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14078 INDIAN RIDGE RD, SAINT JOSEPH, MO 64505-4500 |
| Name | Verified Name |
|---|---|
| Address | 4021 MCCARTHY RD, SAINT JOSEPH, MO 64503-1627 |
| Document Number | 2021013070 |
|---|---|
| Date | Nov 24, 2021 |
| Instrument | 2021013070 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Conservator's Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Aug 26, 2020 |
| Property Address | 4021 MCCARTHY RD, SAINT JOSEPH, MO 64503-1627 |
| Document Number | 003752/441 |
| Book / Page | 3752 / 441 |
| Instrument Date | Aug 24, 2020 |
| Instrument | 2020007613 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Title Company | NOT AVAILABLE, ST JOSEPH TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 14078 INDIAN RIDGE RD, SAINT JOSEPH, MO 64505-4500 |
Source: Buchanan County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,067.00 | $14,840 (+5.7%) Land $3,140 Building $11,700 | $78,060 (+5.7%) Land $16,500 Building $61,560 |
| 2024 | $1,067.00 (+15.23%) | ||
| 2023 | $926.00 (-0.64%) | $14,040 (-) Land $3,140 Building $10,900 | $73,850 (-) Land $16,500 Building $57,350 |
| 2022 | $932.00 | $14,040 Land $3,140 Building $10,900 | |
| 2021 | $73,850 Land $16,500 Building $57,350 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Fiber Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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