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4210 Shadow Wood Dr, Winter Haven, FL 33880 Property Records

Polk County property record for 4210 Shadow Wood Dr, Winter Haven, FL 33880

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,117 sqft · built 1978
Lot Size0.489 acres (21,305 sqft)
Owner2 Individual Names on Record
Last Sale$340,000 (Sep 2023)
Tax Bill$3,340 (2025)
Deeds & MortgagesSep 2023 Sale & Mortgage
Sep 2020 Sale & Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN25-28-35-354970-000020

Property Details

APN / Parcel Number

Primary APN25-28-35-354970-000020
Alternative APNs
  • 352825354970000020
  • 52825000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,117 sqft Living Area
Gross Area2,663 sqft
1st Floor Area1,669 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 2015
Exterior MaterialStucco
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable
Roof MaterialOther
Lot Area21,305 sqft (0.489 acres)
Lot Dimensions190 ft deep x 101 ft wide
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area546 sqft
PorchFlorida Room
Porch Area640 sqft
Patio Area382 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address4210 SHADOW WOOD DR
CityWINTER HAVEN
StateFL
Zip33880-1520
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeXX
Legal DescriptionSHADOW WOOD PB 65 PG 49 LOT 2
Legal Range25E
Legal Township28S
Legal Section35
Legal SubdivisionSHADOW WOOD
Legal Tract354970
Legal Block3
Legal Lot Number2
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group3
Census Block3001
Census Tract14703

Owner

Source: Polk County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4210 SHADOW WOOD DR, WINTER HAVEN, FL 33880-1520
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 7, 2023Warranty Deed, Transfer · FHA Mortgage
GARDNER FINANCIAL SERVICES LTD
Sep 10, 2020Warranty Deed, Transfer · Line of Credit
FAIRWAY INDEPENDENT MTG
Nov 22, 2019Grant Deed, Transfer
ATTORNEY ONLY
Nov 22, 2019Grant Deed, Transfer
STONEBRIDGE TITLE GROUP LLC
Feb 13, 2019Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 7, 2023 · Amount on Record
Deed SaleSep 7, 2023 · Amount on Record
Prior SaleSep 10, 2020 · Amount on Record
Deed Document Number2023210484
Deed Book / Page12828 / 1310
Prior Transfer DateFeb 13, 2019
Prior Transfer Doc0000030528
Record UpdatedOct 29, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateSep 7, 2023
Property Address4210 SHADOW WOOD DR, WINTER HAVEN, FL 33880-1520
Document Number0000210484
Book / Page12828 / 1310
Map ReferenceMB 65 PG 49
Instrument DateAug 28, 2023
Instrument2023210484
Transaction TypeTransfer
Record UpdatedSep 21, 2023
Title CompanyGOLDEN RULE TITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,380.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2658 HICKORY RIDGE DR, LAKELAND, FL 33813-5822

Transferred To (Grantee/Buyer)

NameVerified Name
Address4210 SHADOW WOOD DR, WINTER HAVEN, FL 33880-1520

Mortgage

Document Number0128281312
DateSep 7, 2023
Instrument12828/1312
Lender
NameGARDNER FINANCIAL SERVICES LTD
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2053

Mortgage

Document Number0000210486
DateSep 7, 2023
Book Page12828/1324
Instrument2023210486
Lender
NameGARDNER FINANCIAL SERVICES LTD
TypeFunding / Finance Company
AddressSAN ANTONIO, TX 78259
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateSep 10, 2020
Property Address4210 SHADOW WOOD DR, WINTER HAVEN, FL 33880-1520
Document Number0113701132
Book / Page011370 / 001132
Instrument DateAug 31, 2020
Instrument188118
Transaction TypeTransfer
Record UpdatedSep 28, 2020
Title CompanyCELEBRATION TITLE GROUP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,876.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4210 SHADOW WOOD DR WINTER HAVEN FL 338801520, WINTER HAVEN, FL 33880-1520

Mortgage

Document Number113701144
DateSep 10, 2020
Book Page011370/001144
Instrument188121
Lender
NameFAIRWAY INDEPENDENT MTG
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 9, 2050
Interest
Rate TypeAdjustable Rate

November 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPOLK FL
Recording DateNov 22, 2019
Property Address4210 SHADOW WOOD DR, WINTER HAVEN, FL 33880-1520
Document Number0110501949
Book / Page011050 / 001949
Instrument DateNov 18, 2019
Instrument248623
Transaction TypeTransfer
Record UpdatedDec 12, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$563.50
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2699 LEE RD #120 WINTER PARK FL 327891738, 120, WINTER PARK, FL 32789-1738

November 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPOLK FL
Recording DateNov 22, 2019
Property Address4210 SHADOW WOOD DR, WINTER HAVEN, FL 33880-1520
Document Number0110511273
Book / Page011051 / 001273
Instrument DateNov 18, 2019
Instrument249204
Transaction TypeTransfer
Record UpdatedDec 12, 2019
Title CompanySTONEBRIDGE TITLE GROUP LLC

Transaction

AmountAmount Recorded
Tax$629.30
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address103 COSTA LOOP AUBURNDALE FL 338238377, AUBURNDALE, FL 33823-8377

February 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionPOLK FL
Recording DateFeb 13, 2019
Property Address4210 SHADOW WOOD DR, WINTER HAVEN, FL 33880-1520
Document Number0107501480
Book / Page010750 / 001480
Instrument DateFeb 1, 2019
Instrument30528
Transaction TypeForeclosure
Record UpdatedFeb 27, 2019

Transaction

AmountAmount Recorded
Tax$224.70
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5720 PREMIER PARK DR WEST PALM BEACH FL 334071610, WEST PALM BEACH, FL 33407-1610

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$256,247 (-14.18%) Land $31,000 Building $225,247$256,247 (-14.18%) Land $31,000 Building $225,247
2025$3,340.00 (-8.72%) Homeowner's exemption$298,593 (+9.03%) Land $31,000 Building $267,593$298,593 (-3.18%) Land $31,000 Building $267,593
2023$3,659.00 (+3.74%) Homeowner's exemption$273,863 (+3%)$308,410 (+15.99%) Land $30,000 Building $278,410
2022$3,527.00 Homeowner's exemption$265,886 Land $25,000 Building $240,886$265,886 Land $25,000 Building $240,886

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCENTRAL
serves 13,595 people · EPA ID FL6534609
Water SourceGroundwater
Last State InspectionApr 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

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