Polk County property record for 4208 Shadow Wood Dr, Winter Haven, FL 33880
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,691 sqft · built 1985 |
| Lot Size | 0.473 acres (20,595 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $67,500 (Sep 1993) |
| Tax Bill | $963 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-28-35-354970-000010 |
| Primary APN | 25-28-35-354970-000010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,691 sqft Living Area |
| Gross Area | 2,340 sqft |
| 1st Floor Area | 1,691 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 20,595 sqft (0.473 acres) |
| Lot Dimensions | 200 ft deep x 89 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 529 sqft |
| Pool Area | 512 sqft |
|---|---|
| Porch | Florida Room |
| Porch Area | 205 sqft |
| Patio Area | 126 sqft |
| Cooling System | Central |
|---|
| Street Address | 4208 SHADOW WOOD DR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-1520 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | XX |
| Legal Description | SHADOW WOOD PB 65 PG 49 LOT 1 |
| Legal Range | 25E |
| Legal Township | 28S |
| Legal Section | 35 |
| Legal Subdivision | SHADOW WOOD |
| Legal Tract | 354970 |
| Legal Block | 3 |
| Legal Lot Number | 1 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 14703 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4208 SHADOW WOOD DR, WINTER HAVEN, FL 33880-1520 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 25, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Sep 24, 2019 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN ADVISORS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 7, 1993 · Amount on Record |
| Deed Sale | Sep 7, 1993 · Amount on Record |
| Deed Book / Page | 3280 / 1657 |
| Last Transfer Date | Dec 20, 2013 |
| Transfer Doc | 0000086353 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 4208 SHADOW WOOD DR, WINTER HAVEN, FL 33880-1520 |
| Transaction Type | Mortgage |
| Record Updated | Jun 7, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 4208 SHADOW WOOD DR, WINTER HAVEN, FL 33880-1520 |
| Document Number | 0000142688 |
|---|---|
| Date | May 25, 2022 |
| Book Page | 12267/2264 |
| Instrument | 2022142688 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 4208 SHADOW WOOD DR, WINTER HAVEN, FL 33880-1520 |
| Document Number | 0110111477 |
| Instrument Date | Sep 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4208 SHADOW WOOD DR WINTER HAVEN FL 338801520, WINTER HAVEN, FL 33880-1520 |
| Document Number | 0110111477 |
|---|---|
| Date | Oct 18, 2019 |
| Book Page | 011011/001477 |
| Instrument | 221848 |
| Name | AMERICAN ADVISORS |
|---|---|
| Address | ORANGE, CA 92868-1638 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 17, 2049 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $117,781 (+2.7%) | $240,274 (-3.77%) Land $31,000 Building $209,274 | |
| 2025 | $963.00 (-35.2%) Homeowner's exemption | $114,685 (+5.99%) | $249,696 (-2.52%) Land $31,000 Building $218,696 |
| 2023 | $1,486.00 (+6.91%) Homeowner's exemption | $108,207 (+3%) | $256,139 (+11.89%) Land $30,000 Building $226,139 |
| 2022 | $1,390.00 Homeowner's exemption | $105,055 | $228,929 Land $25,000 Building $203,929 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL serves 13,595 people · EPA ID FL6534609 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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