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421 Waterfall Dr, Spring Hill, FL 34608 Property Records

Hernando County property record for 421 Waterfall Dr, Spring Hill, FL 34608 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1999
Square Footage1,543 sqft Living Area
Lot Size23,804 sqft (0.547 acres)
OccupancyOwner Occupied
Last Sale$359,000 (2023)
Tax Bill$2,390.00 (2025)

Property Details

APN / Parcel Number

Primary APNR32-323-17-5060-0267-0070
Alternative APNs
  • 00247600
  • 247600

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms5 Rooms
Building Area1,543 sqft Living Area
Gross Area2,367 sqft Gross Area
1st Floor1,543 sqft 1st Floor
Stories1 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1999
Exterior MaterialCombination Exterior
Construction TypeConcrete Blocks Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area23,804 sqft (0.547 acres)
Depth X Width211 ft x 99 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area529 sqft Garage

Exterior Amenities

Pool Area450 sqft Pool
Patio Area115 sqft Patio
PorchOpen Porch
Porch Area1,410 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number00247600
Street Address421 WATERFALL DR
CitySPRING HILL
StateFL
Zip34608-6868
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSPRING HILL UNIT 6 BLK 267 LOT 7
Legal Range17E
Legal Township23S
Legal Section32
Legal SubdivisionSPRING HILL UN 6
Legal Block267
Legal Lot Number7
JurisdictionHERNANDO FL
Minor Civil DivisionSPRING HILL
Census Blockgroup2
Census Block2027
Census Tract41402

Owner

Source: Hernando County records · APN R32-323-17-5060-0267-0070

Assessment roll updated December 8, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address421 WATERFALL DR, SPRING HILL, FL 34608-6868
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Apr 07, 2026Deed of Trust, Mortgage · Veterans Administration Mortgage
MORTGAGE RESEARCH CTR
Nov 22, 2023Warranty Deed, Transfer · Veterans Administration Mortgage
TRUIST BANK
Mar 14, 2022Deed of Trust, Mortgage · Line of Credit
USF FCU
Oct 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
RP FUNDING INC
Apr 17, 2018Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 22, 2023 · Amount on Record
Deed SaleNov 22, 2023 · Amount on Record
Prior SaleJan 11, 2016 · Amount on Record
Deed Doc Number202374126
Deed Book / Page4366 / 1717
Prior Transfer DateSep 20, 2002
Prior Transfer Doc1666001596
Record RefreshedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERNANDO FL
Recording DateApr 07, 2026
Property Address421 WATERFALL DR, SPRING HILL, FL 34608-6868
Document Number0000022690
Book / Page4691 / 1909
Instrument DateMar 25, 2026
Instrument202622690
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyFLORIDA TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address421 WATERFALL DR, SPRING HILL, FL 34608-6868

Mortgage

Document Number0000022690,
DateApr 07, 2026
Book Page4691/1909
Instrument202622690
Lender
NameMORTGAGE RESEARCH CTR
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2056
Interest
Rate5.98%
Max Rate-1%

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateNov 22, 2023
Property Address421 WATERFALL DR, SPRING HILL, FL 34608-6868
Document Number0043661717
Book / Page4366 / 1717
Map ReferenceMB 8 PG 1-10
Instrument DateNov 09, 2023
Instrument2023074126
Transaction TypeTransfer
Record UpdatedDec 13, 2023
Title CompanySOUTHERN EQUITY TITLE, SOUTHERN SECURITY TTL OF NAT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,513.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address11311 PELL CT, DADE CITY, FL 33525-1786

Transferred To (Grantee/Buyer)

NameVerified Name
Address421 WATERFALL DR, SPRING HILL, FL 34608-6868

Mortgage

Document Number0043661719
DateNov 22, 2023
Instrument4366/1719
Lender
NameTRUIST BANK
TypeBank
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2053

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERNANDO FL
Property Address421 WATERFALL DR, SPRING HILL, FL 34608-6868
Transaction TypeMortgage
Record UpdatedApr 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address421 WATERFALL DR, SPRING HILL, FL 34608-6868

Mortgage

Document Number0041401392
DateMar 14, 2022
Book Page4140/1392
Instrument2022019648
Lender
NameUSF FCU
TypeCredit Union
AddressTAMPA, FL 33612
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMar 01, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERNANDO FL
Property Address421 WATERFALL DR, SPRING HILL, FL 34608-6868
Transaction TypeMortgage
Record UpdatedNov 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address421 WATERFALL DR, SPRING HILL, FL 34608-6868

Mortgage

Document Number0040741403
DateOct 25, 2021
Book Page4074/1403
Instrument2021080107
Lender
NameRP FUNDING INC
TypeMortgage Company
AddressLAKE MARY, FL 32746
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERNANDO FL
Property Address421 WATERFALL DR, SPRING HILL, FL 34608-6868
Document Number0035830660
Instrument DateApr 17, 2018
Transaction TypeMortgage
Record UpdatedJun 19, 2018
Title CompanyCORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

NameVerified Name
Address421 WATERFALL BROOKSVILLE FL 34606, BROOKSVILLE, FL 34606

Mortgage

Document Number0035830660
DateMay 14, 2018
Book Page003583/000660
Instrument29520
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term336 Months
DueMay 13, 2046

Tax Assessment & Valuation

Source: Hernando County records · Assessment roll updated December 8, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,390.00 (+75.74%)$158,431 (+22.65%)$295,062 (+11.45%) Land $61,652 Building $233,410
2023$129,168 (+3%) Land $129,168
2022$1,360.00 Homeowner's exemption$125,406$264,759 Land $56,654 Building $208,105

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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