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388 Waterfall Dr, Spring Hill, FL 34608 Property Records

Hernando County property record for 388 Waterfall Dr, Spring Hill, FL 34608 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,718 sqft · built 1980
Lot Size0.3 acres (13,068 sqft)
OwnerIndividual Name on File
Last Sale$250,000 (Dec 2025)
Tax Bill$1,634 (2025)
Deeds & MortgagesDec 2025 Sale
May 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNR32-323-17-5060-0286-0010

Property Details

APN / Parcel Number

Primary APNR32-323-17-5060-0286-0010
Alternative APNs
  • 00250597
  • 250597

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,718 sqft Living Area
1st Floor Area1,718 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1997
Exterior MaterialStucco
Construction TypeConcrete
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area13,068 sqft (0.3 acres)
Lot Dimensions135 ft deep x 90 ft wide
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area386 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number00250597
Street Address388 WATERFALL DR
CitySPRING HILL
StateFL
Zip34608-6864
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPRING HILL UNIT 6 BLK 286 LOT 1 ORB 285 PG 809
Legal Range17E
Legal Township23S
Legal Section34
Legal SubdivisionSPRING HILL UN 6
Legal Block286
Legal Lot Number1
Legal Unit6
JurisdictionHERNANDO FL
Township / Civil DivisionSPRING HILL
Census Block Group3
Census Block3016
Census Tract41402

Owner

Source: Hernando County records · APN R32-323-17-5060-0286-0010

Assessment roll updated October 31, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address383 WATERFALL DR, SPRING HILL, FL 34608-6865
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2025Warranty Deed, Transfer
CLEAR TO CLOSE SETTLEMENT LLC, CLEAR TO CLOSE OF FL LLC
May 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Feb 14, 2018Warranty Deed, Transfer · Conventional Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 29, 2025 · Amount on Record
Deed SaleDec 29, 2025 · Amount on Record
Prior SaleFeb 14, 2018 · Amount on Record
Deed Document Number2025088852
Deed Book / Page4651 / 1014
Record UpdatedJun 08, 2026

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateDec 29, 2025
Property Address388 WATERFALL DR, SPRING HILL, FL 34608-6864
Document Number0046511014
Book / Page4651 / 1014
Map ReferenceMB 8 PG 1-10
Instrument DateDec 22, 2025
Instrument2025088852
Transaction TypeTransfer
Record UpdatedJan 16, 2026
Title CompanyCLEAR TO CLOSE SETTLEMENT LLC, CLEAR TO CLOSE OF FL LLC

Transaction

AmountAmount Recorded
Tax$1,750.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address364 WATERFALL DR, SPRING HILL, FL 34608-6864

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address383 WATERFALL DR, SPRING HILL, FL 34608-6865

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERNANDO FL
Property Address388 WATERFALL DR, SPRING HILL, FL 34608-6864
Transaction TypeMortgage
Record UpdatedJun 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address388 WATERFALL DR, SPRING HILL, FL 34608-6864

Mortgage

Document Number0040031867
DateMay 27, 2021
Book Page4003/1867
Instrument2021039440
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 01, 2036

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateFeb 14, 2018
Property Address388 WATERFALL DR, SPRING HILL, FL 34608-6864
Document Number0035530490
Book / Page3553 / 0490
Map ReferenceMB8 PG1-10
Instrument DateFeb 09, 2018
Instrument2018009042
Transaction TypeTransfer
Record UpdatedDec 07, 2021
Title CompanySOUTHERN SECURITY TITLE SERV

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,036.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1130 NODDING SHADE DR, 1130, BROOKSVILLE, FL 34604-1437

Transferred To (Grantee/Buyer)

NameVerified Name
Address388 WATERFALL DR, SPRING HILL, FL 34608-6864

Mortgage

Document Number2018009043
DateFeb 14, 2018
Instrument2018009043
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2048

Tax Assessment & Valuation

Source: Hernando County records · Assessment roll updated October 31, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,634.00 (+1.87%) Additional exemption filed$153,934 (+5.99%)$274,642 (+11.96%) Land $45,951 Building $228,691
2023$145,239 Land $145,239
2022$1,604.00$245,294 Land $42,938 Building $202,356

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120530414023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 10 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies10 in force
9 of 10 on primary residences

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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