Centre County property record for 421 Walnut St, Howard, PA 16841
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,088 sqft · built 1876 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $159,000 (Jul 2007) |
| Tax Bill | $2,772 (2026) |
| Deeds & Mortgages | Dec 2006 Line of Credit Mar 2014 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-002-,177-,0000 |
| Primary APN | 27-002-,177-,0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,088 sqft Living Area |
| Year Built | Built 1876 |
|---|---|
| Effective Year Built | Effective 1876 |
| Exterior Material | Wood |
| Lot Area | 20,909 sqft (0.48 acres) |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Hot Water |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 421 WALNUT ST |
|---|---|
| City | HOWARD |
| State | PA |
| Zip | 16841-2206 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | CENTRE PA |
| Township / Civil Division | HOWARD |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 10100 |
Source: Centre County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 421 WALNUT ST, HOWARD, PA 16841-2206 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 11, 2006 | Deed of Trust, Mortgage · Line of Credit SOVEREIGN BANK |
| Mar 28, 2014 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jul 2, 2007 | Warranty Deed, Transfer · Stand-Alone First Mortgage CENTRAL FEDERAL MORTGAGE CO |
| Jul 15, 2005 | Warranty Deed, Transfer · Conventional Mortgage CITIZENS & NORTHERN BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 2, 2007 · Amount on Record |
| Deed Sale | Jul 2, 2007 · Amount on Record |
| Prior Sale | Jul 15, 2005 · Amount on Record |
| Deed Book / Page | 1991 / 134 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 421 WALNUT ST, HOWARD, PA 16841-2206 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Title Company | FISERV LENDING SOLUTIONS |
| Name | Verified Name |
|---|
| Document Number | 01978/0125 |
|---|---|
| Date | Dec 11, 2006 |
| Book Page | 1978/0125 |
| Name | SOVEREIGN BANK |
|---|---|
| Type | Bank |
| Address | READING, PA 19602 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Oct 18, 2036 |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 421 WALNUT ST, HOWARD, PA 16841-2206 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02141/0928 |
|---|---|
| Date | Mar 28, 2014 |
| Book Page | 2141/0928 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2044 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CENTRE PA |
| Recording Date | Jul 2, 2007 |
| Property Address | 421 WALNUT ST, HOWARD, PA 16841-2206 |
| Document Number | 01991/0134 |
| Book / Page | 1991 / 0134 |
| Instrument Date | Jul 2, 2007 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,590.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 421 WALNUT ST, HOWARD, PA 16841-2206 |
| Document Number | 0019910135 |
|---|---|
| Date | Jul 2, 2007 |
| Instrument | 1991/0135 |
| Name | CENTRAL FEDERAL MORTGAGE CO |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CENTRE PA |
| Recording Date | Jul 15, 2005 |
| Property Address | 421 WALNUT ST, HOWARD, PA 16841-2206 |
| Document Number | 01848/0149 |
| Book / Page | 1848 / 0149 |
| Instrument Date | Jul 5, 2005 |
| Instrument | 000995 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,450.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 421 WALNUT ST, HOWARD, PA 16841-2206 |
| Document Number | 0018480153 |
|---|---|
| Date | Jul 15, 2005 |
| Instrument | 1848/0153 |
| Name | CITIZENS & NORTHERN BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2035 |
Source: Centre County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Centre County |
| Municipality | Howard Borough |
| Unified School District | Bald Eagle Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,772.00 (+0.54%) | $36,365 (-) Land $7,500 Building $28,865 | |
| 2025 | $72,730 (-) Land $15,000 Building $57,730 | ||
| 2024 | $2,757.00 | $36,365 Land $7,500 Building $28,865 | |
| 1994 | $72,730 Land $15,000 Building $57,730 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOROUGH OF HOWARD serves 1,001 people · EPA ID PA4140080 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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