Centre County property record for 415 Walnut St, Howard, PA 16841
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,588 sqft · built 1900 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $74,000 (Dec 1997) |
| Tax Bill | $1,964 (2026) |
| Deeds & Mortgages | Jul 2013 Mortgage Sep 2005 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-002-,176-,0000 |
| Primary APN | 27-002-,176-,0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,588 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 13,939 sqft (0.32 acres) |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 415 WALNUT ST |
|---|---|
| City | HOWARD |
| State | PA |
| Zip | 16841-2206 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | CENTRE PA |
| Township / Civil Division | HOWARD |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 10100 |
Source: Centre County records, as of April 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 415 WALNUT ST, HOWARD, PA 16841-2206 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 15, 2013 | Deed of Trust, Mortgage · Conventional Mortgage RELIANCE SAVINGS BANK |
| Sep 6, 2005 | Deed of Trust, Mortgage · Conventional Mortgage RELIANCE SAVINGS BANK |
| Jan 9, 2020 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NORTHWEST BANK |
| Jan 9, 2020 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NORTHWEST BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 12, 1997 · Amount on Record |
| Deed Sale | Dec 12, 1997 · Amount on Record |
| Deed Book / Page | 967 / 1062 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 415 WALNUT ST, HOWARD, PA 16841-2206 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02129/0361 |
|---|---|
| Date | Jul 15, 2013 |
| Book Page | 2129/0361 |
| Name | RELIANCE SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | ALTOONA, PA 16603 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 149 Months |
| Due | Dec 1, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 415 WALNUT ST, HOWARD, PA 16841-2206 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 01871/0246 |
|---|---|
| Date | Sep 6, 2005 |
| Book Page | 1871/0246 |
| Instrument | 000328 |
| Name | RELIANCE SAVINGS BANK |
|---|---|
| Address | 1119 12TH ST, ALTOONA, PA 16601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 1, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 415 WALNUT ST, HOWARD, PA 16841-2206 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02244/0457 |
|---|---|
| Date | Jan 9, 2020 |
| Book Page | 2244/0457 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Address | WARREN, PA 16365 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Dec 23, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 415 WALNUT ST, HOWARD, PA 16841-2206 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2244/0457 |
|---|---|
| Date | Jan 9, 2020 |
| Book Page | 2244/0457 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Address | WARREN, PA 16365 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Dec 23, 2029 |
Source: Centre County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Centre County |
| Municipality | Howard Borough |
| Unified School District | Bald Eagle Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,964.00 (+0.56%) | $25,770 (-) Land $5,175 Building $20,595 | |
| 2025 | $51,540 (-) Land $10,350 Building $41,190 | ||
| 2024 | $1,953.00 | $25,770 Land $5,175 Building $20,595 | |
| 1994 | $51,540 Land $10,350 Building $41,190 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOROUGH OF HOWARD serves 1,001 people · EPA ID PA4140080 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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