421 Wallace Ct, Richmond, KY 40475 Property Records

Madison County property record for 421 Wallace Ct, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Details	2,261 sqft
Owner	Individual Name on File
Last Sale	$288,000 (Dec 2024)
Tax Bill	$2,715 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R005-0012-0017`

Property Details

APN / Parcel Number

Primary APN	`R005-0012-0017`
Alternative APNs	`110806` `73986` `45104`

Interior

Stories	1 Story
Building Area	2,261 sqft Living Area

Exterior

Exterior Material	Brick Veneer
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	45104
Street Address	421 WALLACE CT
City	RICHMOND
State	KY
Zip	40475-1334
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WALLACE COURT LOT 11
Legal Subdivision	WALLACE COURT
Legal Lot Number	11
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1009
Census Tract	10602

Owner

Source: Madison County records · APN R005-0012-0017

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	421 WALLACE CT, RICHMOND, KY 40475-1334
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 05, 2024 · Amount on Record
Deed Sale	Dec 05, 2024 · Amount on Record
Prior Sale	Dec 09, 2020 · Amount on Record
Deed Document Number	2014235656
Deed Book / Page	D861 / 68
Record Updated	Jun 08, 2026

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Dec 09, 2020
Property Address	421 WALLACE CT, RICHMOND, KY 40475-1334
Document Number	D00798/616
Book / Page	D00798 / 616
Map Reference	MB 2 PG 87
Instrument Date	Dec 04, 2020
Instrument	2014025552
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$202.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	903 PADDOCK CT, 903, RICHMOND, KY 40475-1899

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 WALLACE CT, RICHMOND, KY 40475-1334

Mortgage

Document Number	2014025553
Date	Dec 09, 2020
Instrument	2014025553

Lender

Name	PEOPLES EXCHANGE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Municipality	Richmond City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,715.00 (+38.24%) Additional exemption filed	$288,000 (+42.22%)	$288,000 (+42.22%)
2023	$1,964.00 (-0.3%)	$202,500 (-)	$202,500 (-)
2022	$1,970.00	$202,500	$202,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 396 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	RICHMOND UTILITIES serves 35,640 people
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.