Madison County property record for 418 Wallace Ct, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Details | 1,625 sqft |
| Owner | Individual Name on Record |
| Last Sale | $149,900 (Sep 2018) |
| Tax Bill | $1,706 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Mar 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R005-0012-0021 |
| Primary APN | R005-0012-0021 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,625 sqft Living Area |
| Architectural Style | Split Level |
|---|---|
| Exterior Material | Brick Veneer |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Account Number | 38940 |
|---|---|
| Street Address | 418 WALLACE CT |
| City | RICHMOND |
| State | KY |
| Zip | 40475-1334 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WALLACE COURT LOT 15 |
| Legal Subdivision | WALLACE COURT |
| Legal Lot Number | 15 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 10602 |
Source: Madison County records, as of December 8, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 418 WALLACE CT, RICHMOND, KY 40475-1334 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 24, 2025 | Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF KENTUCKY FCU |
| Mar 9, 2022 | Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF KENTUCKY FCU |
| Apr 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Jul 2, 2018 | Deed of Trust, Mortgage · Commercial Mortgage KENTUCKY BANK |
| Sep 5, 2018 | Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 5, 2018 · Amount on Record |
| Deed Sale | Sep 5, 2018 · Amount on Record |
| Deed Document Number | 2013981451 |
| Deed Book / Page | D00764 / 196 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 418 WALLACE CT, RICHMOND, KY 40475-1334 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0M2426/253 |
|---|---|
| Date | Nov 24, 2025 |
| Book Page | M2426/253 |
| Instrument | 2014300653 |
| Name | UNIVERSITY OF KENTUCKY FCU |
|---|---|
| Type | Credit Union |
| Address | LEXINGTON, KY 40509 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 25, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 418 WALLACE CT, RICHMOND, KY 40475-1334 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2022 |
| Title Company | HIGH STREET TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0M2140/619 |
|---|---|
| Date | Mar 9, 2022 |
| Book Page | M2140/619 |
| Instrument | 2014080747 |
| Name | UNIVERSITY OF KENTUCKY FCU |
|---|---|
| Type | Credit Union |
| Address | LEXINGTON, KY 40509 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 8, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 418 WALLACE CT, RICHMOND, KY 40475-1334 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | M2046/621 |
|---|---|
| Date | Apr 27, 2021 |
| Book Page | M2046/621 |
| Instrument | 2014034655 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 418 WALLACE CT, RICHMOND, KY 40475-1334 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M01811/741 |
|---|---|
| Date | Jul 2, 2018 |
| Book Page | M01811/741 |
| Instrument | 2013978030 |
| Name | KENTUCKY BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, KY 40475 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Jun 20, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Sep 5, 2018 |
| Property Address | 418 WALLACE CT, RICHMOND, KY 40475-1334 |
| Document Number | D00764/196 |
| Book / Page | D00764 / 196 |
| Map Reference | MB2 PG87 |
| Instrument Date | Aug 31, 2018 |
| Instrument | 2013981451 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $150.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 207 BRIGADOON DR, 207, RICHMOND, KY 40475-1376 |
| Name | Verified Name |
|---|---|
| Address | 418 WALLACE CT, RICHMOND, KY 40475-1334 |
| Document Number | 2013981452 |
|---|---|
| Date | Sep 5, 2018 |
| Instrument | 2013981452 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2048 |
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Municipality | Richmond City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,706.00 (+10.71%) Additional exemption filed | $181,000 (+13.91%) | $181,000 (+13.91%) |
| 2023 | $1,541.00 (-0.32%) | $158,900 (-) | $158,900 (-) |
| 2022 | $1,546.00 | $158,900 | $158,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures