Milford City property record for 421 W River St, Milford, CT 06461
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,244 sqft · built 1995 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on File |
| Last Sale | $245,000 (Apr 2009) |
| Tax Bill | $7,048 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Dec 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | MILF M:87 B:907 L:34-F |
| Primary APN | MILF M:87 B:907 L:34-F |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,244 sqft Living Area |
| Gross Area | 2,652 sqft |
| 1st Floor Area | 1,244 sqft |
| Basement Area | 576 sqft |
| Finished Basement | 576 sqft |
| Unfinished Basement | 576 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,583 sqft (0.22 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 22074 |
|---|---|
| Street Address | 421 W RIVER ST |
| City | MILFORD |
| State | CT |
| Zip | 06461-1920 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Block | 907 |
| Legal Lot Number | 34-F |
| Jurisdiction | MILFORD CT |
| Township / Civil Division | MILFORD |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 150700 |
421 W River St is owned and occupied by an individual who bought it in April 2009.
Source: Milford City records, as of September 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 421 W RIVER ST, MILFORD, CT 06461-1920 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 14, 2025 | Deed of Trust, Mortgage · Line of Credit FIRST AMERICAN BANK |
| Dec 29, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance LAKEVIEW LOAN SERVICING LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 6, 2009 · Amount on File |
| Deed Sale | Apr 6, 2009 · Amount on File |
| Prior Sale | Jan 3, 2005 · Amount on File |
| Deed Book / Page | 3288 / 231 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILFORD CT |
| Property Address | 421 W RIVER ST, MILFORD, CT 06461-1920 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2025 |
| Name | Verified Name |
|---|
| Document Number | 004160-673 |
|---|---|
| Date | Nov 14, 2025 |
| Book Page | 4160/673 |
| Instrument | 7386 |
| Name | FIRST AMERICAN BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Dec 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILFORD CT |
| Property Address | 421 W RIVER ST, MILFORD, CT 06461-1920 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2025 |
| Name | Verified Name |
|---|
| Document Number | 003995-125 |
|---|---|
| Date | Dec 29, 2021 |
| Book Page | 3995/125 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
The 2025 property tax bill for 421 W River St was $7,048.
Source: Milford City assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Consolidated City | Milford City |
| Unified School District | Milford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,048.00 | $238,510 Land $89,540 Building $148,970 | $340,728 Land $127,914 Building $212,814 |
| 2024 | $7,048.00 (+8.77%) | ||
| 2023 | $6,480.00 | $238,510 Land $89,540 Building $148,970 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 421 W River St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 421 W River St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.2% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Fiber | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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